How much does RentalBux cost?

RentalBux offers a free plan covering 1 property with full accounting features, free until March 2028. Paid plans are currently free until August 2026, so you can get set up before MTD becomes mandatory. No credit card required.

Do I need MTD software if my rental income is under £50,000?

Not yet for mandatory quarterly filing, but the threshold drops to £30,000 from April 2027. Even below threshold, MTD-compatible software gives you better records and an easier transition.

What is the penalty for missing an MTD deadline?

Each missed quarterly deadline adds a penalty point. At 4 points you receive a £200 fine, and every subsequent late submission also incurs £200 until you clear your points.

Can I manage both rental and self-employment income?

Yes. RentalBux handles property income (MTD) and self-employment income (SA103) in one platform — no need for two separate systems.

How does joint ownership work?

Set ownership percentages once per property and per co-owner. RentalBux automatically splits all income and expenses for each owner's individual tax return.

Can my accountant access my account?

Yes. Invite your accountant to view your portfolio, review transactions, verify categorisations, and approve filings — replacing emailed spreadsheets.

What makes RentalBux different from generic accounting software?

Generic tools lack property-level P&L, joint ownership splits, MTD-mapped categories, combined rental + self-employment filing, and foreign property separation. RentalBux was purpose-built for these.

Can I manage foreign rental properties?

Yes. UK and overseas income is handled in one account. Foreign property income is automatically reported separately, exactly as HMRC requires.

HMRC Recognised · MTD Ready Software

MTD Softwarebuilt forLandlords & the Self‑Employed

Designed by accountants for landlords who are done with spreadsheets and the self-employed who need the same calm. RentalBux covers domestic and foreign property, auto-splits joint ownership profits, and files quarterly MTD updates directly to HMRC. Just in One Platform.

Start Filing MTD for Free Book a Demo

1No credit card · leave anytime

2Free for 1 property until March 2028

3Free until your first MTD submission

WATCH · 90S

RentalBux MTD software for UK landlords dashboard preview - click to play demo video

Watch the product tour

REAL-TIME

Smart Tax Estimation

HMRC STATUS

Submission Verified

Q1 update sent

Trusted by Professionals

Built by UK Property Accountants.
Chosen by Landlords Across the UK.

Award Winner

MTD Software of the Year 2026

Listed on HMRC

FCA

FCA Registered · FRN 1043507

Excellent

Trustpilot

Excellent · 4.8 / 5 on Trustpilot

Our Partners

Pricing

Start Free Until Your First MTD Filing in August 2026

Get started at no cost and use the software through your first MTD filing. No card, no commitment, no pressure.

MonthlyYearlySave 25%

Free

Free until March 2028

£0.00/mo

1 property unit or 1 business
MTD submissions
Bank feed

Start Free

Landlord

Free until August 2026

£3.38/mo (billed yearly)

£0.00/mo

All features included
1 MTD filing free
No card needed, no commitment, leave anytime

Start Free

Sole Trader

Free until August 2026

£4.31/mo (billed yearly)

£0.00/mo

All features included
1 MTD filing free
No card needed, no commitment, leave anytime

Start Free

Best Value

Hybrid

Free until August 2026

£7.31/mo (billed yearly)

£0.00/mo

All features included
1 MTD filing free
No card needed, no commitment, leave anytime

Start Free

Start Free Compare All Plans

Why MTD Breaks Spreadsheets

Spreadsheets weren't built for quarterly HMRC updates, joint splits, or MTD for Income Tax.

It starts with one spreadsheet. Then come agent statements, mismatched PDFs, mortgage interest tracked by hand, joint ownership splits, and self-employment expenses mixed with rental income all rebuilt manually every quarter for Making Tax Digital.

4+ hrs

per property, per quarter

Chasing paperwork, not profit

Bank statements, letting agent PDFs, old emails. Every quarter you rebuild the same figures from scratch.

67%

of landlords still use spreadsheets

Spreadsheets hide mistakes

One broken formula, one missed row. Under MTD you are not catching errors. You are filing them to HMRC.

4×

more filing from April 2026

MTD multiplies the burden

Making Tax Digital for Income Tax requires quarterly HMRC submissions for income above £50k (dropping to £30k in 2027). The admin just quadrupled.

£2.4k

avg annual repair costs

Repairs drain time and money

Tracking maintenance costs across properties, chasing contractors and keeping receipts for tax relief is a second job.

42%

of landlords self-manage

Tenant admin never stops

Deposits, references, rent tracking, renewals. Without a system, critical dates slip through the cracks.

£200+

per missed MTD deadline

Non-compliance is expensive

Under HMRC's points-based system, each missed quarterly deadline adds a penalty point. Hit the threshold and every late submission costs £200, and escalates from there.

There is a better way.

HMRC-recognised MTD software for UK landlords and the self-employed. Free for 1 property until March 2028.

Start Free

Built by UK MTD Specialists

RentalBux makes Making Tax Digital filing effortless for landlords and the self-employed.

From bank feed to HMRC quarterly update. Three steps, no spreadsheets, no stress.

Auto-Import

Bank transactions flow in automatically and tag to the right property or self-employment trade. Zero manual entry.

MTD Categories

Every transaction mapped to HMRC's MTD categories finance costs separated, allowable repairs classified, ready to file.

File to HMRC

Submit quarterly MTD updates and your Final Declaration directly to HMRC no bridging software, no spreadsheet formulas.

See exactly how it works

How It Works

Get MTD-Ready in 3 Simple Steps

Built for UK landlords and self-employed taxpayers who need Making Tax Digital compliance, clean digital records, and quarterly HMRC submissions without the learning curve.

Add your rental properties

Houses, flats & commercial units

House Flat Commercial

Set up each property in your portfolio with full details: address, type, ownership structure and amenities. Whether you manage one buy-to-let or a multi-property portfolio, RentalBux gets every property MTD-ready from day one.

View pricing

RentalBux add property form showing property type, address and postcode fields for UK landlord accounting

Record your tenants

Tenants, guarantors & contacts

Tenants & flatmates

Store every tenant's details in one secure placenames, contact info, tenancy dates, and guarantor records. No more scattered spreadsheets or lost paperwork when HMRC comes calling.

View pricing

Track income, expenses & file MTD return with confidence

MTD-ready financial reports

Income & expenses Tax reports

Connect your bank account, auto-categorise rental and self-employment income to HMRC's MTD categories, then submit each quarterly MTD update and Final Declaration directly to HMRC no bridging software, no spreadsheet juggling.

View pricing

RentalBux financial dashboard showing revenue chart, profit and loss summary and MTD export for UK landlords

Start Free

Free to start. No credit card required.

Why UK Landlords & Self-Employed Choose RentalBux

HMRC-Recognised MTD Software for Landlords

Purpose-built MTD software for UK landlords and self-employed taxpayers. Joint ownership splits, HMRC MTD categories, quarterly filing and combined rental + self-employment submissions handled automatically.

Joint Ownership Splits

Set ownership percentages once and income and expenses split automatically.

14 Maple Street£12,000

Owner A · 60%£7,200

Owner B · 40%£4,800

Portfolio Dashboard

See rent collections, cash flow trends, and profit per property at a glance.

Income

£24,800

Expenses

£6,420

Net Profit

£18,380

Smart Expense Tracking

Auto-categorise allowable expenses per property with HMRC-ready receipt capture.

🔧

Repairs & Maintenance

Allowable

🏢

Letting Agent Fees

Allowable

🏦

Mortgage Interest

Finance

MTD-Ready Tax Reports

Submit quarterly MTD updates to HMRC directly from your account.

2026/27 Returns HMRC Connected

Q1 (Apr–Jun)

Submitted

Q2 (Jul–Sep)

Submitted

Q3 (Oct–Dec)

Due 5 Feb

Q4 (Jan–Mar)

Upcoming

Per-Property MTD Tracking

Track every property and joint ownership split fed straight into your MTD quarterly update.

14 Maple St, London

House · £1,850/mo

Let

Flat 3B, Victoria Ct

Flat · £1,200/mo

Let

22 Park Ln, Manchester

Commercial · £3,400/mo

Vacant

Mobile & Bank Feeds

Connect your bank, auto-import transactions, and manage from your phone.

Recent Transactions Live

Tenant Rent Flat 3B£1,200

Boiler Repair 14 Maple£340

Tenant Rent 14 Maple£1,850

And so much more

UK & Foreign Property

Manage domestic and overseas rentals in one account with automatic separation for tax returns.

Tenancy & Rent Tracking

Manage tenancies, track rent due dates, and flag late payments automatically across your entire portfolio.

Multi-Entity Support

Manage sole trader, partnership, LLP, and limited company portfolios all from a single account.

HMRC Recognised · MTD Ready · FCA Registered

Switch From Spreadsheets to HMRC-Recognised MTD Software

Set up in under 10 minutes. HMRC-recognised MTD filing. Free to start.

Start Free Book a Demo

MTD For Every Income Type

MTD Software for Every
UK Landlord & Self-Employed Taxpayer.

One property or a growing portfolio. UK rentals, overseas income, or self-employment alongside lets RentalBux is the HMRC-recognised MTD software that handles the digital records and quarterly filing for you.

"I only have one rental. Do I really need software?"

One property? One free account.

If your gross property income is above £50,000 (dropping to £30,000 from April 2027), MTD is mandatory. Even below the threshold, RentalBux keeps your records digital, your expenses categorised, and your tax return pre-filled. Free for 1 property until March 2028.

Start Free: 1 Property Plan

No credit card required

What's included

Full accounting features included

MTD-ready property reports

Receipt scanning and categorisation

No credit card required

Why Switch

MTD Software Built for Landlords vs Everything Else

Standard accounting software is built for general business use. RentalBux is MTD software purpose-built for UK landlords and the self-employed making digital records, joint splits, and quarterly HMRC submissions straightforward.

Feature

RentalBux

Standard Accounting Software

Spreadsheets

HMRC-recognised for MTD for Income Tax

Quarterly MTD submissions direct to HMRC

Combined MTD filing for rental + self-employment

HMRC MTD categories pre-mapped (SA105 / SA103)

Joint ownership splits ready for each owner's MTD

Foreign property income (SA106) separated automatically

Manual

Per-property profit and loss reporting

Manual

Bank feeds with auto-categorisation for MTD

Accountant collaboration for MTD review

Free plan to get MTD-ready

HMRC-recognised for MTD for Income Tax

RentalBux

Standard SoftwarePartial

Spreadsheet✗ No

Quarterly MTD submissions direct to HMRC

RentalBux

Standard SoftwarePartial

Spreadsheet✗ No

Combined MTD filing for rental + self-employment

RentalBux

Standard Software✗ No

Spreadsheet✗ No

HMRC MTD categories pre-mapped (SA105 / SA103)

RentalBux

Standard Software✗ No

Spreadsheet✗ No

Joint ownership splits ready for each owner's MTD

RentalBux

Standard Software✗ No

Spreadsheet✗ No

Foreign property income (SA106) separated automatically

RentalBux

Standard Software✗ No

SpreadsheetManual

Per-property profit and loss reporting

RentalBux

Standard Software✗ No

SpreadsheetManual

Bank feeds with auto-categorisation for MTD

RentalBux

Standard Software✓ Yes

Spreadsheet✗ No

Accountant collaboration for MTD review

RentalBux

Standard Software✓ Yes

Spreadsheet✗ No

Free plan to get MTD-ready

RentalBux

Standard Software✗ No

Spreadsheet✓ Yes

Start Free

No credit card or commitment required.

What Landlords Say

Rated 4.9 out of 5 by
verified UK landlords.

"RentalBux has simplified everything for us. The MTD submissions are seamless and the dashboard gives a clear picture of all our properties at a glance. Can't recommend it enough."

Mark Robinson

3 properties · Manchester

Verified review · Trustpilot

"Switching from spreadsheets to RentalBux saved me the cost of a part-time bookkeeper. Bank feeds, receipt capture, and HMRC submissions all sit in one place."

Hannah Whitfield

4 properties · Sheffield

Verified review · Trustpilot

"I had a tricky question about joint ownership splits and the support team replied within an hour with a proper, considered answer. That kind of help is rare with software at this price."

Gareth Lloyd

7 properties · Cardiff

Verified review · Trustpilot

"RentalBux has simplified everything for us. The MTD submissions are seamless and the dashboard gives a clear picture of all our properties at a glance. Can't recommend it enough."

Mark Robinson

3 properties · Manchester

Verified review · Trustpilot

"Switching from spreadsheets to RentalBux saved me the cost of a part-time bookkeeper. Bank feeds, receipt capture, and HMRC submissions all sit in one place."

Hannah Whitfield

4 properties · Sheffield

Verified review · Trustpilot

"I had a tricky question about joint ownership splits and the support team replied within an hour with a proper, considered answer. That kind of help is rare with software at this price."

Gareth Lloyd

7 properties · Cardiff

Verified review · Trustpilot

"RentalBux has simplified everything for us. The MTD submissions are seamless and the dashboard gives a clear picture of all our properties at a glance. Can't recommend it enough."

Mark Robinson

3 properties · Manchester

Verified review · Trustpilot

"Switching from spreadsheets to RentalBux saved me the cost of a part-time bookkeeper. Bank feeds, receipt capture, and HMRC submissions all sit in one place."

Hannah Whitfield

4 properties · Sheffield

Verified review · Trustpilot

"I had a tricky question about joint ownership splits and the support team replied within an hour with a proper, considered answer. That kind of help is rare with software at this price."

Gareth Lloyd

7 properties · Cardiff

Verified review · Trustpilot

"RentalBux has simplified everything for us. The MTD submissions are seamless and the dashboard gives a clear picture of all our properties at a glance. Can't recommend it enough."

Mark Robinson

3 properties · Manchester

Verified review · Trustpilot

"Switching from spreadsheets to RentalBux saved me the cost of a part-time bookkeeper. Bank feeds, receipt capture, and HMRC submissions all sit in one place."

Hannah Whitfield

4 properties · Sheffield

Verified review · Trustpilot

"I had a tricky question about joint ownership splits and the support team replied within an hour with a proper, considered answer. That kind of help is rare with software at this price."

Gareth Lloyd

7 properties · Cardiff

Verified review · Trustpilot

"Before RentalBux I was spending two or three evenings each quarter pulling figures together from bank statements and my letting agent's reports. Now I review what the software has already done and hit submit."

Caroline Dempsey

5 properties · Leeds

Verified review · Trustpilot

"I am self-employed as well as a landlord. Most MTD software only covers one. My accountant pointed me to RentalBux specifically because it handles both under a single filing."

Priya Joshi

Landlord + sole trader · Bristol

Verified review · Trustpilot

"Joint ownership with my wife was always the messy bit at year end. RentalBux splits the income and expenses 50/50 automatically and exports a clean report for each of us."

Oliver Bennett

Joint owner · Nottingham

Verified review · Trustpilot

Caroline Dempsey

5 properties · Leeds

Verified review · Trustpilot

"I am self-employed as well as a landlord. Most MTD software only covers one. My accountant pointed me to RentalBux specifically because it handles both under a single filing."

Priya Joshi

Landlord + sole trader · Bristol

Verified review · Trustpilot

"Joint ownership with my wife was always the messy bit at year end. RentalBux splits the income and expenses 50/50 automatically and exports a clean report for each of us."

Oliver Bennett

Joint owner · Nottingham

Verified review · Trustpilot

Caroline Dempsey

5 properties · Leeds

Verified review · Trustpilot

"I am self-employed as well as a landlord. Most MTD software only covers one. My accountant pointed me to RentalBux specifically because it handles both under a single filing."

Priya Joshi

Landlord + sole trader · Bristol

Verified review · Trustpilot

"Joint ownership with my wife was always the messy bit at year end. RentalBux splits the income and expenses 50/50 automatically and exports a clean report for each of us."

Oliver Bennett

Joint owner · Nottingham

Verified review · Trustpilot

Caroline Dempsey

5 properties · Leeds

Verified review · Trustpilot

"I am self-employed as well as a landlord. Most MTD software only covers one. My accountant pointed me to RentalBux specifically because it handles both under a single filing."

Priya Joshi

Landlord + sole trader · Bristol

Verified review · Trustpilot

"Joint ownership with my wife was always the messy bit at year end. RentalBux splits the income and expenses 50/50 automatically and exports a clean report for each of us."

Oliver Bennett

Joint owner · Nottingham

Verified review · Trustpilot

"The bank feed imports and categorises everything. I spend about ten minutes reviewing before each quarterly submission. That is genuinely it. I used to lose entire weekends to this."

Amara Okonkwo

6 properties · London

Verified review · Trustpilot

"I have a flat in Lisbon that I let out. No other tool I tried handled foreign income without me manually converting everything. RentalBux converts it automatically and includes it in my quarterly submission."

Thomas Wallace

4 properties · Edinburgh

Verified review · Trustpilot

"Running an HMO with five tenants meant tracking utilities, repairs and per-room rent across the year. RentalBux finally gave me a per-property P&L without me building another spreadsheet."

Naomi Patel

HMO landlord · Coventry

Verified review · Trustpilot

"The bank feed imports and categorises everything. I spend about ten minutes reviewing before each quarterly submission. That is genuinely it. I used to lose entire weekends to this."

Amara Okonkwo

6 properties · London

Verified review · Trustpilot

Thomas Wallace

4 properties · Edinburgh

Verified review · Trustpilot

"Running an HMO with five tenants meant tracking utilities, repairs and per-room rent across the year. RentalBux finally gave me a per-property P&L without me building another spreadsheet."

Naomi Patel

HMO landlord · Coventry

Verified review · Trustpilot

"The bank feed imports and categorises everything. I spend about ten minutes reviewing before each quarterly submission. That is genuinely it. I used to lose entire weekends to this."

Amara Okonkwo

6 properties · London

Verified review · Trustpilot

Thomas Wallace

4 properties · Edinburgh

Verified review · Trustpilot

"Running an HMO with five tenants meant tracking utilities, repairs and per-room rent across the year. RentalBux finally gave me a per-property P&L without me building another spreadsheet."

Naomi Patel

HMO landlord · Coventry

Verified review · Trustpilot

"The bank feed imports and categorises everything. I spend about ten minutes reviewing before each quarterly submission. That is genuinely it. I used to lose entire weekends to this."

Amara Okonkwo

6 properties · London

Verified review · Trustpilot

Thomas Wallace

4 properties · Edinburgh

Verified review · Trustpilot

"Running an HMO with five tenants meant tracking utilities, repairs and per-room rent across the year. RentalBux finally gave me a per-property P&L without me building another spreadsheet."

Naomi Patel

HMO landlord · Coventry

Verified review · Trustpilot

FREQUENTLY ASKED QUESTIONS

Got Questions? We've Got Answers.

Everything you need to know about MTD compliance, pricing, property management, and how RentalBux works.

Yes. RentalBux is officially listed on HMRC's recognised software page for Making Tax Digital for Income Tax. You can maintain digital records, categorise income/expenses, and submit quarterly updates directly to HMRC.