Making Tax Digital Calculator

Check your MTD eligibility in under a minute. Answer a few questions, enter your income figures, and our calculator instantly shows your compliance start date and quarterly deadlines.

Digitally Excluded: You cannot reasonably use digital software due to age, disability, lack of internet access, or physical/mental incapacity.
Self-Employment Income: Your gross income from trading activities before deducting any business expenses.
Property Income (UK and Foreign): Your gross income from property lettings before deducting any expenses.

Other income like PAYE employment, partnerships, or dividends does not count towards MTD eligibility.

⚠️ This calculator is for informational purposes only and should not be relied upon for tax, legal, or accounting advice. Please consult your own advisers before making any decisions.

HMRC Compliance

HMRC mandates quarterly submission of tax returns and a Final Declaration. MTD is the means to achieve that.

Reduced Errors

Digital filings minimise mistakes compared to manual filings and calculations, which is good for both HMRC and taxpapyers.

Plan Ahead

Quarterly filings give real-time insights into financial situation, helping people plan for future actions.

Optimise Business Strategy

Track your financial performance across properties or business activities to make informed decisions about growth, expenses or investments.

Why Use Our Calculators?

Our calculators are specifically designed to give landlords and sole traders instant insights into their MTD eligibility status and compliance requirements.

Instant, Accurate Results
Compare Scenarios Easily
Save Time & Avoid Mistakes
Visual & Intuitive
Plan Smarter
Trusted & Transparent

Frequently Asked Questions

Find answers to common questions

FAQ Section

What is Making Tax Digital for Income Tax (MTD for ITSA)?

MTD for ITSA is an HMRC initiative that requires eligible self‑employed individuals and landlords to keep digital records and submit quarterly updates of their income and expenses using HMRC‑compatible software.

Why must comply with MTD?

MTD will become mandatory in phases based on your qualifying income from self‑employment and property:

From 6 April 2026: If your total qualifying income exceeds £50,000 in the 2024/25 tax year.
From 6 April 2027: If your total qualifying income exceeds £30,000 in the 2025/26 tax year.
From 6 April 2028: If your total qualifying income exceeds £20,000 in the 2026/27 tax year.

You can choose to sign up early and use MTD‑compatible software before these dates if you want to prepare in advance.

What do I need to do under MTD?

If you are in scope, you must:

Keep digital records of all your self‑employment and rental income and related expenses
Submit quarterly updates of your taxable income and expenditure to HMRC using software that is compatible with MTD
Make a final declaration at the end of the tax year using the same software

Do I still need to pay tax and file an annual return?

Yes. MTD does not replace your responsibility to pay tax or make payments on account. You will still normally pay your tax by 31 January following the end of the tax year (and a second payment on account by 31 July, if applicable). MTD changes how and when you report the information, not the tax payment dates.

Are there any exemptions to MTD?

Yes. HMRC allows for certain exemptions where digital record keeping and quarterly submissions may not be required (for example, due to digital exclusion or certain other specific circumstances). You must apply for an exemption if you believe it applies to you, and continue to keep and file records and returns in the usual way until HMRC confirms exemption.