Making Tax Digital (MTD) Software for Landlords
File quarterly MTD returns in minutes. Track every property, stay fully compliant, and manage everything from one dashboard built exclusively for landlords.
RentalBux is HMRC-recognised software for UK landlords. Keep digital records of rental income and expenses, then submit quarterly updates to HMRC under Making Tax Digital for Income Tax. MTD is now live. Landlords with gross rental income above £50,000 must use recognised software from April 2026. The threshold drops to £30,000 in April 2027, then £20,000 in April 2028. Spreadsheets do not meet HMRC's requirements.
"Initial demo was a bit of a challenge as software unknown but the trainer was helpful and the follow up recording of the demonstration was useful together with the notes that we referred to when setting up our user profile for my wife and I for multiple properties. We did have problems but the subsequent technical support has been very very good. Problems with set up have been solved and MTD for the 1st qtr has been successfully submitted."
Chris
What Our Other Users Say
"Very good software - it can split out property that is joint owned for two different tax returns. Not many other packages do this. Very good support, responsive and efficient."
- Gail
"Aayoush has been tremendously helpful and has gone over and above to guide me through this stressful process. I had very little support from my accountants so he absolutely stood in and took responsibility for getting me up to date. The software itself is constantly being improved as it also new, but seems to be a cost effective and good fit for my needs as a furnished holiday let property owner. I am happy with it."
- Victoria Celaschi
4.6/5
Average Rating on Trustpilot
The Two Problems UK Landlords Face with Making Tax Digital (MTD) for Income Tax
MTD is now live. UK landlords with gross rental income over £50,000 must now file quarterly updates with HMRC using HMRC-recognised software - dropping to £30,000 in April 2027. Generic accounting tools are not built for property income. They don't handle landlord expenses, Section 24 restrictions, or joint ownership splits. RentalBux does - one platform built exclusively for UK landlords, full MTD ITSA compliance from day one.
Five steps, four times a year
How MTD for Landlords Works: From Digital Records to Final Declaration
Under MTD for Income Tax you file four quarterly updates and one Final Declaration each tax year. Here is what that actually looks like in RentalBux.
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Sign up and get set up
Guided onboarding takes about 30 minutes, and you don’t need a card to start. The wizard walks you through your properties, ownership splits and tax year.
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Add your records
Link your bank via secure Open Banking for automatic transactions, or import historical data from a spreadsheet. Either way, assign each transaction to a property and an SA105 category.
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Review your quarterly figures
Income and allowable expenses total as you go, so when each submission window opens on 7 Aug, 7 Nov, 7 Feb and 7 May, your figures are already reconciled.
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Submit direct to HMRC
Confirm and file. HMRC acknowledges receipt on screen, and RentalBux logs it against your obligations, so you always know what’s outstanding.
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Head into your Final Declaration
Final Declaration support is on its way at RentalBux. HMRC requires it by 31 January following the tax year end.
Everything HMRC Requires for MTD Compliance, Built In
Compliance Document Storage with Expiry Alerts
RentalBux stores compliance documents for every property and tenancy in one place. Expiry dates are tracked automatically, with reminders sent ahead of renewal deadlines, so certificates, agreements and safety checks never lapse without warning.
Secure Read-Only Bank Feeds
RentalBux connects to your bank accounts through secure, read-only feeds. Transactions are pulled through and updated automatically, keeping your records current without manual entry, spreadsheet uploads, or end-of-quarter reconciliation work.
HMRC-Aligned Ledger Mapping
Every transaction is mapped to HMRC’s property income categories as it’s recorded, not after the fact. Your ledger stays structured for accurate, MTD-ready submissions from day one, with no manual reclassification needed later.
Flexible Quarterly MTD Filing
File your quarterly MTD updates however suits your workflow. Import a spreadsheet, or sync your figures directly from RentalBux. Both routes produce submission-ready numbers without duplicate data entry or reformatting.
Joint Ownership with Automatic Profit-Splitting
RentalBux handles jointly owned properties by auto-splitting income and expenses by ownership percentage. Each owner’s share flows through to their own MTD figures automatically, removing the manual apportionment landlords would otherwise calculate every quarter.
Multi-Income MTD Support in One Account
RentalBux covers UK property, foreign property and self-employment income within a single account. Landlords who also run a trade or sole trader business file everything through one platform, rather than juggling separate software for each income source.
MTD Compliance for UK landlords, One Property or Twenty
Whether you own one property or ten, rent jointly or hold commercial lets, RentalBux is built around how your rental income is actually structured.
Landlords Approaching the £50k MTD Threshold
Since April 2026, MTD for Income Tax has become mandatory for those with gross yearly rental income of over £50,000. RentalBux gets your digital records and submission process in place before the deadline, so compliance is not something you are scrambling to fix.
Portfolio Landlords Managing Multiple Properties
When you hold multiple rental properties, your quarterly update must reflect accurate figures across every one of them. RentalBux tracks income and expenses at property level, aggregates them correctly for your MTD submission, and keeps each property's records cleanly separated for your final declaration.
Landlords with Self-Employment Income
If you earn both rental and self employment income, HMRC requires separate quarterly updates for each. RentalBux manages both income streams within one platform, keeping your property records and trading records properly separated without needing two different systems.
Joint Property Owners
Each co-owner is individually responsible for their own MTD quarterly update based on their share of the rental income. RentalBux calculates each owner's figures according to their beneficial interest, whether that is an equal split or an unequal one declared under Form 17, and generates a separate, accurate submission for each owner.
HMO Landlords
An HMO generates income from multiple tenants under separate tenancy agreements, all sitting under one property. RentalBux tracks income and expenses at room level, consolidates them into a single property figure, and ensures your quarterly update reflects the full picture accurately, including HMO specific costs such as licensing fees.
Commercial Property Landlords
Commercial rental income is reported as property income under MTD, but the expense profile looks different from residential letting. RentalBux handles service charges, lease-related costs and commercial property expenses within the same MTD submission framework, keeping your records structured correctly for HMRC.
Landlords Working with Accountants
MTD shifts the compliance burden toward the landlord, with quarterly updates due throughout the year rather than a single annual return. RentalBux gives your accountant direct access to review your figures and submit on your behalf, while you retain full visibility over your records at all times.
How RentalBux Compares to Other MTD Software for Landlords
See why landlords choose RentalBux over spreadsheets and other generic MTD software.
| Feature | Spreadsheets | Generic MTD Software | RentalBux |
|---|---|---|---|
| Built for Landlords |
No
|
No
|
Yes
|
| MTD Compliant |
No
|
Yes
|
Yes
|
| Joint Ownership Profit Split |
No
|
No
|
Automatic
|
| Quarterly MTD Calculations |
Manual
|
Basic
|
Automatic
|
| Foreign Property MTD |
Manual
|
No
|
Yes
|
| Pre-Built Landlord Specific Accounts |
Manual Setup
|
Generic
|
Yes
|
| MTD Deadline Reminders |
No
|
Basic
|
Yes
|
| Accountant Collaboration |
Complex
|
Limited
|
Yes
|
Start Free - See the Difference Yourself
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Frequently asked questions about MTD for rental property
Answers to the most common questions UK landlords have about Making Tax Digital compliance.
What is Making Tax Digital for Income Tax for landlords?
Making Tax Digital for Income Tax (MTD ITSA) is a mandatory HMRC regime. It requires UK landlords to keep digital records of rental income and expenses, then submit quarterly updates to HMRC through recognised software. It replaces the traditional annual Self Assessment return for those in scope. You submit four quarterly updates each tax year, plus a year-end Final Declaration by 31 January.
When does MTD start for landlords?
MTD for Income Tax is now live for UK landlords with gross rental income over £50,000. The threshold drops to £30,000 in April 2027, then £20,000 in April 2028.
What counts as qualifying income for the MTD threshold?
HMRC measures the threshold against gross rental receipts before expenses, not taxable profit. A landlord receiving £52,000 in rent but with £20,000 of expenses still has gross income of £52,000 and falls within MTD. HMRC also combines UK property income, overseas property income, and self-employment income to decide whether the threshold is met. Dividends, savings interest, pension income, and capital gains are excluded.
Do landlords need MTD software?
Yes. HMRC requires landlords to use MTD-compatible software that keeps digital records and submits quarterly updates directly to HMRC systems. Spreadsheets alone are not MTD compliant.
Is there free MTD software specifically for landlords?
Yes. RentalBux is free for landlords with one property until March 2028, with no credit card required. This covers digital record keeping, bank feeds, quarterly MTD submissions to HMRC, and landlord-specific expense categories.
What happens in the first year of MTD?
For 2026/27, HMRC won’t issue penalty points for late quarterly updates, but you must still keep digital records, file all four updates on time, and submit your final declaration by 31 January 2028. Late payment penalties and interest still apply as normal. From 2027/28, full penalty points apply, with a £200 fine after four missed deadlines.
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Resources, Tips & Guides for Landlords and Sole Traders
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