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Making Tax Digital (MTD) Software for Landlords

File quarterly MTD returns in minutes. Track every property, stay fully compliant, and manage everything from one dashboard built exclusively for landlords.

HMRC-recognised Making Tax Digital (MTD) software built specifically for UK landlords. Whether you earn rental income from UK property, foreign property, or have self-employment income alongside your portfolio, RentalBux handles your MTD for Income Tax Self Assessment (MTD ITSA) submissions in one place.

Professional Landlord
Built by Property Accountants
Rated 4.9/5 (Trustindex)
FCA Authorised
Joint Ownership & Profit Splits
Property-Level Tracking

"I was dreading Making Tax Digital. I assumed I'd need to hire a bookkeeper or wrestle with complicated accounting software to stay MTD compliant. RentalBux made it surprisingly straightforward not only MTD but also managing my property business. Surprisingly, it tracks my properties, tenancies and mortgages and provides me properly level profit & loss on top of MTD filing"

Robert H.

Robert H.

Portfolio Landlord, Bristol

8 properties, £120k annual rental income

8 Properties
£120k Annual Rental Income
MTD Compliant

The Two Problems UK Landlords Face with Making Tax Digital (MTD) for Income Tax


MTD is now live. UK landlords with gross rental income over £50,000 must now file quarterly updates with HMRC using HMRC-recognised software - dropping to £30,000 in April 2027. Generic accounting tools are not built for property income. They don't handle landlord expenses, Section 24 restrictions, or joint ownership splits. RentalBux does - one platform built exclusively for UK landlords, full MTD ITSA compliance from day one.

Without RentalBux

  • Manual data entry for every expense
  • Paper receipts stored in shoeboxes
  • Excel spreadsheets for quarterly calculations
  • Generic accounting software that doesn't understand landlord expenses
  • Paying bookkeepers £200-400 per quarter
  • Risk of late submission penalties (£200+)

With RentalBux

  • Bank feeds import transactions automatically
  • Scan receipts with your phone, store digitally
  • Quarterly figures calculated automatically
  • Property specific categories (repairs, agent fees, letting fees, mortgage interest, wear & tear)
  • DIY submissions in minutes (or share with accountant)
  • MTD deadline reminders + submission tracking

How RentalBux Manages Every MTD Quarterly Submission - From First Update to Final Declaration

Under Making Tax Digital for Income Tax (MTD ITSA), UK landlords must submit four quarterly updates to HMRC each tax year, plus a Final Declaration at year-end. Miss a deadline and HMRC's penalty points system activates. RentalBux calculates every quarterly figure automatically. When your submission window opens, your figures are already reconciled and ready. Review, confirm and submit directly to HMRC in one click - HMRC acknowledges receipt on screen. At year-end, RentalBux prepares your Final Declaration with the same one-click process. No chasing. No uncertainty. No missed deadlines.

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Is MTD Software for Landlords Mandatory? Yes - Here is What HMRC Requires and How to Stay Compliant

Making Tax Digital for Income Tax (MTD ITSA) requires UK landlords to keep digital records of all rental income and expenses and submit quarterly updates to HMRC through HMRC-recognised software. Spreadsheets and manual records no longer meet HMRC's requirements. This is what full MTD compliance looks like in practice.

Digital Record Keeping for Landlords

Digital Record Keeping for Rental Property

Every rental transaction - income, expenses, and receipts - must be stored digitally against the correct property to meet HMRC's MTD record keeping requirements. Bank feeds pull rent payments in automatically, and receipts and invoices can be scanned directly from your phone, eliminating manual data entry entirely.

One-Click MTD Submission to HMRC

Quarterly Updates Submitted Directly to HMRC

Under MTD ITSA, quarterly figures are calculated automatically across your portfolio and submitted directly to HMRC through a recognised, MTD-compatible connection. You review the figures, confirm they are accurate, and submit with one click. HMRC acknowledges receipt on screen - confirmation is immediate.

MTD for UK & Foreign Property Income

UK and Foreign Rental Property Income Tracked Separately

HMRC requires landlords with overseas property to report UK and foreign rental income as separate categories in every quarterly update. Both income streams are tracked independently and kept correctly separated for each quarterly submission and the year-end Final Declaration - no manual splitting required.

Automatic Quarterly MTD Calculations for Rental Income

MTD Deadline Tracking and Submission History

Quarterly MTD deadlines are monitored automatically based on your accounting period, with reminders sent before each one falls due. Every submission is logged — what was filed, when it was submitted, and when HMRC confirmed receipt — stored in one place for your records and your accountant's reference.

MTD Deadline Reminders & Submission History

Automatic Quarterly Calculations Across Your Property Portfolio

Rental income and allowable expenses are calculated automatically, property by property and across your full portfolio. Figures are reconciled and ready for each quarterly submission window without manual spreadsheet work or end-of-quarter reconciliation.

Property-Specific Expense Categories for Landlords

Landlord-Specific Expense Categories Built for Property Income

Generic accounting software uses business expense categories that do not map to how rental property income works. Property-specific categories ensure every transaction is coded correctly from day one - including finance costs separated and categorised correctly under the Section 24 restriction, so quarterly figures are accurate without manual adjustment.

MTD Compliance for UK landlords, One Property or Twenty

Whether you own one property or ten, rent jointly or hold commercial lets, RentalBux is built around how your rental income is actually structured.

Landlords Approaching the £50k MTD Threshold

Gross rental income nearing £50,000? From April 2026, MTD for Income Tax becomes mandatory at that level. RentalBux gets your digital records and submission process in place before the deadline, so compliance is not something you are scrambling to fix.

Landlord Dashboard

Portfolio Landlords Managing Multiple Properties

When you hold multiple rental properties, your quarterly update must reflect accurate figures across every one of them. RentalBux tracks income and expenses at property level, aggregates them correctly for your MTD submission, and keeps each property's records cleanly separated for your final declaration.

Portfolio Landlord Dashboard

Landlords with Self-Employment Income

If you earn both rental and self employment income, HMRC requires separate quarterly updates for each. RentalBux manages both income streams within one platform, keeping your property records and trading records properly separated without needing two different systems.

Self-Employed Landlord Dashboard

Joint Property Owners

Each co-owner is individually responsible for their own MTD quarterly update based on their share of the rental income. RentalBux calculates each owner's figures according to their beneficial interest, whether that is an equal split or an unequal one declared under Form 17, and generates a separate, accurate submission for each owner.

Joint Owner Dashboard

HMO Landlords

An HMO generates income from multiple tenants under separate tenancy agreements, all sitting under one property. RentalBux tracks income and expenses at room level, consolidates them into a single property figure, and ensures your quarterly update reflects the full picture accurately, including HMO specific costs such as licensing fees.

HMO Landlord Dashboard

Commercial Property Landlords

Commercial rental income is reported as property income under MTD, but the expense profile looks different from residential letting. RentalBux handles service charges, lease-related costs and commercial property expenses within the same MTD submission framework, keeping your records structured correctly for HMRC.

Commercial Landlord Dashboard

Landlords Working with Accountants

MTD shifts the compliance burden toward the landlord, with quarterly updates due throughout the year rather than a single annual return. RentalBux gives your accountant direct access to review your figures and submit on your behalf, while you retain full visibility over your records at all times.

Accountant Collaboration Dashboard

How RentalBux Compares to Other MTD Software for Landlords

See why landlords choose RentalBux over spreadsheets and other generic MTD software.

Feature Spreadsheets Generic MTD Software RentalBux
Built for Landlords
No
No
Yes
MTD Compliant
No
Yes
Yes
Joint Ownership Profit Split
No
No
Automatic
Quarterly MTD Calculations
Manual
Basic
Automatic
Foreign Property MTD
Manual
No
Yes
Pre-Built Landlord Specific Accounts
Manual Setup
Generic
Yes
MTD Deadline Reminders
No
Basic
Yes
Accountant Collaboration
Complex
Limited
Yes

Start Free - See the Difference Yourself

Experience the power of MTD-compliant software built specifically for landlords. No credit card required.

FAQ: Frequently Asked Questions About MTD for Rental Property

Answers to the most common questions UK landlords have about Making Tax Digital compliance.

When does MTD start for landlords?

MTD for Income Tax is now live for UK landlords with gross rental income over £50,000. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028.

Do spreadsheets count as MTD-compatible software?

No. Spreadsheets are not MTD compliant. HMRC requires landlords to use recognised software that can maintain digital records and submit quarterly updates directly to HMRC systems.

Do landlords need MTD software?

Yes. HMRC requires landlords to use MTD-compatible software that can maintain digital records and submit quarterly updates directly to HMRC systems. Spreadsheets alone are not MTD compliant.

How do landlords submit MTD returns?

With RentalBux, quarterly submissions are simple: the software calculates your rental income and allowable expenses automatically. You review the figures, confirm they're correct, and submit to HMRC with a few clicks. RentalBux handles the technical submission process using Making Tax Digital software for landlords.

Do I need accounting experience for MTD compliance?

No. RentalBux is designed for landlords, not accountants. The interface guides you through recording income and expenses, calculates quarterly figures automatically, and makes submissions straightforward—no accounting knowledge required.

Can RentalBux handle MTD for multiple properties?

Yes. RentalBux tracks income and expenses property-by-property, calculates quarterly figures for your entire portfolio, and submits consolidated MTD returns to HMRC covering all your rental properties.

Still have questions?

Join Thousands of UK Landlords Who are MTD Ready with Rentalbux

Stop worrying about Making Tax Digital requirements. Stop paying bookkeepers for basic MTD compliance. Start managing quarterly MTD submissions with with Making Tax Digital software for landlords that actually understands rental property. Start free today—no credit card required.

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