MTD Is Live. Don't Fall Behind! Start Today for Free

Two Income Sources, One Software. MTD Handled Correctly for Both.

Whether you let property and run a trade or operate a business alongside a portfolio, your MTD obligations are the same. RentalBux handles both without you needing two systems.

Professional Landlord
Built by Property Accountants
Rated 4.9/5 (Trustindex)
FCA Authorised
One license, two income streams
No duplicate software
Smart Receipt Capture

“We used to pay for separate property software and accounting software. It was expensive and we were constantly switching between the two. RentalBux changed everything. Now we track our three rental properties and my consulting business in one place. The MTD submissions are straightforward, and we’ve saved so much time—and money—not having to manage two systems. Honestly can’t recommend it enough if you’re doing both.”

Sarah & Tom K.

El & Mike K.

Landlord & Business Consultants, Bristol

January 2026

3 Properties
Self-Employment
Verified

Two Income Streams, Two Sets of MTD Rules, and Your Software was Built for Neither. That Ends Today.

RentalBux was built for landlords who also have self-employment income, and self-employed people who also let property. Both income streams managed correctly, within one subscription.

Without RentalBux

  • Two licenses = double the cost
  • Two platforms = twice the admin
  • Manual reconciliation takes hours
  • MTD submissions feel complicated
  • Spreadsheets full of errors

With RentalBux

  • One license covers rental + self-employment
  • One platform for everything
  • Automatic tracking and bank feeds
  • Submit both returns with a few clicks
  • Accurate, auditable and HMRC-ready

Up and Running in Minutes. Compliant from Day One.

RentalBux is structured around two income streams from the moment you set it up. Your rental properties and your self-employment income sit in separate sections, reported separately to HMRC, managed together in one place.

Adding properties and recording rental income

Every feature built for Multiple Income Streams

RentalBux tracks, categorises and reports your rental income and self-employment income as HMRC requires, separately and accurately, without you managing two systems.

Automatic profit splits

AI Receipt Scanning, Assigned to the Right Income Stream Instantly Streams

Point your phone at any receipt and RentalBux uses AI to extract the amount, date and supplier automatically. It then assigns the transaction to the correct income stream, a property expense or a self-employment cost, without you deciding where it belongs. No manual data entry, no lost paperwork, no carrier bag of receipts at year end.

Instant separate reports

Separate Profit and Loss Reporting

View a profit and loss breakdown for your rental portfolio and your self-employment trade independently. See exactly how each income stream performs, compare them side by side, and generate clean reports for your accountant without consolidating data from two platforms.

HMRC MTD ITSA compliant

Separate Quarterly Updates for Each Income Source

Under MTD for Income Tax, your property income and self-employment income each require their own quarterly update submitted to HMRC. RentalBux calculates both independently and submits each one correctly, so there is no confusion about what has been reported and what has not.

Built for How Your Income Actually Looks, not How Software Expects it to.

Your rental income and your trade income follow different tax rules. RentalBux handles both without you needing to understand where one ends and the other begins.

Landlords Starting a Side Business

You own rental property and have recently started freelancing, consulting or trading. You need simple, reliable software to track both rental income and self-employment income without paying for two systems. RentalBux guides you through setup and keeps you compliant from day one.

Freelancers with Rental Income
Your freelance invoices and rental receipts need to be reported to HMRC separately, but every tool you have looked at was built for one or the other.
RentalBux tracks client income as self-employment and rental receipts as property income, keeps them correctly separated, and generates a separate quarterly update for each without you switching between systems.

Portfolio Landlords with Self-Employment Income

You own multiple properties and run a trade or profession. You need a clear view of performance across both rental income and business income. RentalBux consolidates everything—rental reports, business profit, and MTD submissions—saving you hours each month and eliminating duplicate subscriptions.

Five rental properties, electrical contracting business
Client fees, project expenses, rental income and property costs all land in the same accounts. Separating them correctly before each quarterly deadline takes hours you do not have.
RentalBux automatically categorises consultancy income and rental income into separate streams. Your quarterly update for each income source is calculated independently, with clean records your accountant can access without consolidation work.

Joint Owners Running Businesses

You own property with a spouse, partner or business associate and also earn self-employment income. RentalBux automatically splits rental income and expenses based on ownership percentages while keeping your business income separate. Both co-owners get accurate MTD submissions without manual calculations.

Joint property ownership 60:40, plus separate consultancy work
Manually splitting rent and tracking business income
Automatic profit splits for property, separate business tracking

UK Landlords with Foreign Property and Self-Employment

You own rental property abroad and run a UK business. You need to report both foreign rental income and self-employment income to HMRC correctly. RentalBux tracks UK properties, foreign properties and business income separately—ensuring accurate tax reporting under one license.

UK rental, Spanish holiday let, freelance writing
Three income streams, complex tax reporting
All tracked separately, MTD submissions for each

HMO Landlords with Businesses

You rent out properties with multiple tenants and also run a self-employed business. RentalBux handles multiple rental income sources, manages expenses for both income streams and ensures compliance with MTD requirements. All in one platform, all under one license.

HMO units plus separate business
Managing multiple rental income sources and business expenses
All in one platform, all under one license

How RentalBux Compares

See why landlords with self-employment income choose RentalBux over spreadsheets or paying for two separate software subscriptions.

Feature RentalBux Spreadsheets Other MTD Software
Self-Employment Income in One License
Yes
Manual
Separate License Required
Full Property Management
Yes
No
No
MTD Compliance Built In
Yes
No
Sometimes
Automatic Profit Splits for Joint Property
Yes
Manual
Manual
Portfolio Reporting
Yes
Manual
Limited
Property Level Tracking
Automatic
Manual
Requires Setup
Supports Multiple Property Types
Yes
Complex
Limited
UK, Foreign Property & Self-Employment Income
Yes
Manual
Requires Multiple Licenses
Invoice and Bills Management
Yes
Manual
Limited
Bank Feed
Yes
Manual
Limited
Accountant Collaboration
Yes
Complex
Limited
Setup Time
Minutes
Hours
Hours
Support
Priority Support
None
General Support

Start Free - See the Difference Yourself

Experience the power of automated profit splits and MTD-compliant reporting. No credit card required.

What Landlords with Self-Employment
Income Ask Us About RentalBux

Common questions about managing rental properties and self-employment income on one platform.

Do I really get both rental and self-employment accounting in one license?

Yes. One license covers both income streams. You can track your rental portfolio and your self-employment business in the same platform, and submit both Property Income and Self-Employment returns to HMRC from the same dashboard. No extra charges. No separate subscriptions.

What types of self-employment income does RentalBux support?

RentalBux supports all types of self-employment income—consultancy, freelancing, trades, contracting, or any other business you run as a sole trader. You can track invoices, expenses and all other business costs alongside your rental income. From graphic designers to electricians to accountants, if you're self-employed, RentalBux works for you.

Can I use RentalBux if I only own one property but also run a small business?

Absolutely. RentalBux works for landlords with one property or fifty, and whether your self-employment income is small or substantial. The software scales with your needs, and you only pay for one license—regardless of how many income streams you manage.

What if I own property jointly with someone else?

RentalBux supports joint ownership. You set the ownership percentages once, and the system automatically splits rental income and expenses based on ownership percentages while keeping your business income separate. Both co-owners get accurate MTD submissions without manual calculations.

Does RentalBux support HMOs and commercial property?

Yes. RentalBux handles HMOs, commercial property and standard residential lets. You can manage different property types within the same portfolio alongside your self-employment income. Each property is tracked separately, giving you clear visibility into performance across your entire rental business.

Can I manage UK and foreign property together with my self-employment income?

Yes. RentalBux tracks UK properties, foreign properties and business income separately—ensuring accurate tax reporting under one license. All three income streams are managed in one platform under one license, making your tax reporting straightforward and accurate.

Still have questions?

Ready to simplify your Property and Business Accounting?

Stop paying for two separate systems. Stop struggling with spreadsheets and complicated software. Start managing your rental portfolio and self-employment income with confidence today. Start free today—no credit card required.

CTA illustration