Nomi – What You Need to Know
An in-depth look at Nomi — features, strengths, limitations, and who it's best for.
At a Glance
Key facts about Nomi at a glance.
| Feature | Nomi |
|---|---|
| Software Type | All-in-One Practice Accountancy Suite (+ Business Owner Access) |
| Target Users | Accountancy Practices, Bookkeepers, Business Owners |
| Income Sources Supported | Multiple trades + property income (confirmed in FAQs) |
| Free MTD Software Plan | No free plan; 30-day free trial available |
| MTD Quarterly Updates to HMRC | Yes |
| Final Declaration | Yes |
| Bank Reconciliation | Yes |
| Automated Bank Feeds | Yes |
| Invoice Creation | Yes |
| Receipt Capture (OCR) | Yes |
| Expense Auto-Categorisation | Yes |
| Property Portfolio Management | No |
| Tenant Management | No |
| Joint Ownership & Profit Sharing | No |
| Payroll | Yes |
| HMO Unit-Level Tracking | No |
| HMRC SA105 Box Pre-Mapping | Partial |
| Spreadsheet Import/Export | Yes |
| Platform | Web, iOS, Android |
| GDPR Compliant | Yes |
What Is Nomi?
What Is Nomi?
Nomi - for the smart digital practice
Nomi (formerly Nomisma) is a UK-based, cloud-native accountancy practice management platform founded in 2015, headquartered in St Leonards on Sea with AWS cloud infrastructure hosted in London. Described by users as a "cradle to grave" solution for accountancy practices, Nomi provides a fully integrated modular suite spanning Bookkeeping & VAT, Self Assessment & Partnership Tax, Final Accounts & Corporation Tax, Payroll, Pension & CIS, Company Secretarial, CRM & Onboarding, Practice Management, and — critically for 2026 — MTD for Income Tax and MTD for VAT, all in a single interconnected platform.
Nomi's MTD coverage explicitly includes multiple trades and property income, with the platform's FAQs confirming support for "multiple trades, property income, and consolidated reporting." Nomi is HMRC-recognised for both MTD for VAT and MTD for Income Tax (ITSA), and is also recognised by Companies House for accounts and company secretarial submissions. A 30-day free trial is available for all users with no credit card required. Annual subscribers receive a 20% discount.
Strengths
- HMRC-recognised for MTD IT and MTD for VAT in one integrated platform
- Dual access: both practices and business owners can subscribe directly
- Supports multiple income sources including property and self-employment for MTD IT
- Unlimited bank feeds included with bookkeeping — no extra cost
- AI OCR receipt capture via mobile app — auto-uploads to bookkeeping
- Full chart of accounts, double-entry bookkeeping, journal entries
- eSignatures built-in (no third-party portal required)
- NomiPay: in-app payment collection via card, Apple Pay, bank transfer, GoCardless
- Xero, QuickBooks, FreeAgent, ZohoBooks one-click trial balance import
- All modules inter-connected: bookkeeping feeds SA, CT600, final accounts automatically
- Pay As You Go option for small practices
- 20% annual payment discount
- AWS London cloud infrastructure — servers and backups in multiple UK locations
- 30-day free trial — no credit card required
- Excellent user support: phone, email, live chat, WhatsApp
- Recognised by HMRC and Companies House
Limitations
- No property portfolio management, tenancy tracking, or compliance alerts
- No dedicated joint ownership auto-splitting feature confirmed
- No landlord-specific chart of accounts or property expense categories
- No free plan; 30-day trial only
- CRM module charges per user (unlike most other modules)
- Some early user reviews noted initial stability issues — improved over time
- No dedicated landlord-facing property management features
- Foreign property income as a separate MTD category not explicitly confirmed in published documentation
- Modular pricing can require careful planning for total cost
- Lacks RentalBux's property-specific features for landlords
- AWS infrastructure (not a UK bank; no FSCS protection)
- Trust and Estate tax returns not currently supported
Making Tax Digital Compliance
How Nomi Handles MTD Compliance
Nomi is HMRC-recognised for both MTD for Income Tax and MTD for VAT. Its MTD IT page explicitly states that the platform handles "quarterly updates for sole traders and landlords with qualifying income over £50,000 (gross self-employment and property income)." Nomi's FAQs confirm that the platform "supports multiple trades, property income, and consolidated reporting" — making it suitable for landlords with both rental and self-employment income.
MTD IT quarterly updates and the final declaration are managed through Nomi's Self Assessment module, which pre-populates from live bookkeeping data — eliminating manual data re-entry. Practices can manage all client MTD submissions from a central practice dashboard. Real-time tax calculations provide continuous tax liability visibility.
| Feature | Nomi |
|---|---|
| HMRC Recognised (MTD ITSA) | Yes |
| MTD Quarterly Updates | Yes |
| Final Declaration | Yes |
| Digital Record Keeping | Yes |
| Digital Links Compliant | Yes |
| Sole Trader Income | Yes |
| UK Property Income | Yes |
| Foreign Property Income | Partial |
| Multiple Income Streams | Yes |
| Agent Filing on Behalf | Yes |
Property Management
Nomi: No Property Management Features
Nomi does not include property portfolio management, tenant management, rent tracking, compliance document reminders, HMO support, or any landlord-specific property administration tools. It is an accountancy suite. Property management must be handled separately.
| Feature | Nomi |
|---|---|
| Property Portfolio Management | No |
| Tenant Management | No |
| Rent Tracking | No |
| Property Expense Allocation | No |
| Multiple Property Support | No |
| HMO Property Support | No |
| Joint Ownership/Profit Sharing | No |
| Maintenance Tracking | No |
| Tenant Screening | No |
| Compliance Document Alerts | No |
| Arrears Tracking | No |
Bookkeeping, Accounting & Digital Record Keeping
Nomi: Deeply Integrated, Practice-Grade Bookkeeping
Nomi's bookkeeping module is a full double-entry cloud accounting system with unlimited bank feeds (at no additional cost), automated bank reconciliation, automated categorisation with bank rules, full chart of accounts (confirmed in user reviews as a standout feature), journal entries, and real-time financial reporting. Crucially, data entered in Nomi's bookkeeping module automatically populates the Self Assessment, Final Accounts, and CT600 modules — eliminating re-keying and the "bad data" problem that comes with using multiple disconnected tools.
Nomi integrates with Xero, QuickBooks, FreeAgent, and ZohoBooks for trial balance imports in one click — useful for accountants whose bookkeeping clients use external software but whose tax work is done in Nomi.
| Feature | Nomi |
|---|---|
| Cash Basis Accounting | Yes |
| Chart of Accounts (Pre-built, Landlord-Tailored) | Yes |
| Journal Entries | Yes |
| Bank Reconciliation | Yes |
| Automated Bank Feeds | Yes |
| Open Banking Integration | Yes |
| Double-Entry Bookkeeping | Yes |
| HMRC Box Pre-Mapping | Partial |
| Xero Integration | Yes |
| Spreadsheet Import/Export | Yes |
| Digital Record Storage | Yes |
Invoicing, Expense Tracking
Nomi: OCR Receipt Capture with NomiPay In-App Payments
Nomi's mobile app provides OCR receipt capture that auto-uploads to the bookkeeping system. The app is available for iOS, Android, and iPad. Nomi's invoicing includes unlimited invoices with the business owner tier, and NomiPay — Nomi's proprietary payment collection system — allows clients to pay invoices via debit/credit card, Apple Pay, bank transfer, or Direct Debit. Payment is automatically reconciled in the bookkeeping once received. Auto-reminder emails for outstanding invoices and recurring invoice functionality are both included.
| Feature | Nomi |
|---|---|
| Invoice Creation & Sending | Yes |
| Invoice Customisation/Branding | Yes |
| Online Payment Collection | Yes |
| Payment Tracking/Reminders | Yes |
| Expense Tracking | Yes |
| Receipt Capture (OCR/Photo) | Yes |
| Expense Categorisation | Yes |
| Automated Transaction Matching | Yes |
| Mileage Tracking | No |
| AI Auto-Categorisation | Partial |
Reporting & Tax Forecasting
Nomi: Fully Integrated Practice and Financial Reporting
Nomi provides real-time financial reporting across all modules, with data flowing automatically from bookkeeping into self-assessment, final accounts, and CT600. Practice reporting covers task management, staff assignments, deadline dashboards, client work status, and billing — all within the Practice Management module. The CRM module supports client onboarding with automated KYC, engagement letters, quotes and contracts, eSignatures, and lead management.
| Feature | Nomi |
|---|---|
| Profit & Loss Report | Yes |
| Balance Sheet | Yes |
| Trial Balance | Yes |
| Dashboard/Overview | Yes |
| Real-Time Financial Data | Yes |
| Cash Flow Reporting | Yes |
| Tax Estimate/Forecast | Yes |
| AI-Powered Features | Partial |
Collaboration & Mobile Apps
Nomi's Collaborative Features
he collaboration model in Nomi reflects its dual-market positioning. For practices, Nomi provides a full multi-client dashboard, staff task assignments, CRM, and the ability to manage all landlord and sole trader clients' MTD compliance from one platform. For individual business owners who access Nomi directly, the platform provides mobile app access, real-time financial data, and the ability to work seamlessly alongside their accountant — with data auto-syncing between client and practice.
| Feature | Nomi |
|---|---|
| Accountant/Advisor Portal | Yes |
| Multi-User Access | Yes |
| Agent Filing on Behalf | Yes |
| Bank Integration | Yes |
| Platform | iOS, Android |
| Web Browser Access | Yes |
| FCA Regulated | No |
| GDPR Compliant | Yes |
Ease of Use, Support & Security
Nomi's Ease of Use
Nomi has an excellent support reputation. Trustpilot reviews praise the team's responsiveness — with multiple users noting WhatsApp availability, after-hours response, and direct access to senior team members including the CEO and CTO. The video library and YouTube tutorials are consistently cited as invaluable onboarding resources. User reviews note some early stability issues that have been resolved over time, with the platform now rated 95% satisfaction across major review platforms.
| Feature | Nomi |
|---|---|
| Phone Support | Yes |
| Chat Support | Yes |
| Email Support | Yes |
| Help Centre/Knowledge Base | Yes |
| FCA Regulated | No |
| Enterprise-Grade Security | Yes |
Unique Features Only Nomi Offers
MTD for VAT (9-Box, Direct HMRC Submission)
Nomi is HMRC-recognised for MTD for VAT with automated 9-box calculations and direct submission — critical for VAT-registered commercial landlords.
Full Integrated Accountancy Suite in One Platform
Nomi uniquely integrates Bookkeeping & VAT, Self Assessment, Final Accounts & CT600, Payroll & CIS, Company Secretarial, CRM & Onboarding, and Practice Management in one inter-connected cloud platform — with data flowing automatically between modules.
NomiPay — In-App Payment Collection
NomiPay enables clients to pay invoices via debit/credit card, Apple Pay, bank transfer (Open Banking), and GoCardless Direct Debit — all within the Nomi app. Payment is automatically reconciled in bookkeeping once received.
Built-In eSignatures (No Third-Party Portal Required
Nomi's eSignature capability is built directly into the platform for signing final accounts, tax returns, engagement letters, and documents — with no need for a separate portal.
Data Auto-Population Across All Compliance Modules
Data entered once in bookkeeping automatically updates self-assessment, final accounts, and CT600 in real time. This cross-module data flow is Nomi's most cited productivity advantage and fundamentally reduces the risk of transcription errors across the compliance cycle.
Real-Time Tax Calculations
Nomi provides a continuous view of tax liabilities — updating automatically as transactions are recorded. This means no year-end surprises for clients, and real-time visibility of tax position throughout the year.
Payroll, CIS, and Auto-Enrolment
Full payroll module covering RTI, CIS subcontractor verification, auto-enrolment, employee self-service portal, bulk payroll/pension submissions, and annual leave management.
Pay As You Go Option
Nomi offers a Pay As You Go pricing option, specifically noted as a differentiating benefit for small practice owners. This provides maximum flexibility without committing to a monthly subscription.
20% Annual Payment Discount
Customers who pay annually receive a 20% discount compared to monthly billing — a straightforward saving for practices and business owners who commit to the platform.
Xero, QuickBooks, FreeAgent, ZohoBooks Integration
One-click trial balance import from all major cloud accounting platforms allows accountants to use Nomi for compliance work (SA, accounts, CT) even when clients use external bookkeeping tools.
Who Should Choose Nomi?
Nomi is the better choice for:
Accountancy Practices Managing Multiple Landlord and Sole Trader Clients
Nomi's fully integrated bookkeeping-to-SA-to-accounts-to-CT pipeline, with data auto-population, unlimited bank feeds, NomiPay, built-in eSignatures, CRM, and practice management, makes it one of the most cost-effective full-suite platforms available for UK accounting practices managing MTD IT clients.
VAT-Registered Commercial Landlords or Those with Mixed VAT and Income Tax Obligations
Nomi is one of the few platforms in this series to cover both MTD for VAT and MTD for Income Tax in a single integrated system. For commercial landlords who are VAT-registered, this single-platform compliance is a significant operational simplification.
Sole Traders and Business Owners Who Want a "Cradle to Grave" Accounting Tool
Nomi's business owner pricing tier makes it accessible without going through an accountant — providing bookkeeping, VAT, self-assessment, payroll, and final accounts in one interconnected platform.
Practices Seeking Maximum Value Relative to Compliance Breadth
User reviews consistently note that Nomi's pricing is a fraction of Xero or QuickBooks for comparable compliance functionality. The Pay As You Go option and 20% annual discount add further flexibility.
Practices That Need Built-In eSignatures, CRM, and Onboarding
Nomi's end-to-end client onboarding — with KYC, quotes, engagement letters, and eSignatures — all built in without third-party tools, is a material time-saver for practices scaling their client base under MTD.