IRIS KashFlow – What You Need to Know

How IRIS KashFlow Handles MTD Compliance

IRIS KashFlow is HMRC-recognised for MTD ITSA and applies to unincorporated sole traders and landlords with qualifying income above £50,000. IRIS has committed to delivering an end-to-end MTD ITSA solution within KashFlow including quarterly update submissions, customisable periodic update reports, tax calculations, and submission reminder emails and logs. Agent filing is supported via the KashFlow Connect (Orbit) accountant portal, which allows practices to manage client MTD submissions. IRIS KashFlow is part of the wider IRIS Group MTD offering, which also covers IRIS Elements, IRIS Elements Cashbook, and the IRIS Accountancy Suite.

IRIS KashFlow's official documentation confirms support for "unincorporated / sole trader businesses and landlords" for MTD ITSA purposes. However, foreign property income support specifically within KashFlow's MTD ITSA workflow is not clearly confirmed in KashFlow's official landlord-facing documentation — landlords with overseas rental income should verify this directly with IRIS before committing.

IRIS KashFlow: General Accounting — No Property Management Features

IRIS KashFlow does not include property-specific management features. There is no built-in property portfolio management, tenant management, rent tracking, HMO support, or joint ownership profit-splitting. IRIS KashFlow can be used to track rental income and property expenses through its general bookkeeping tools — income can be recorded, expenses categorised, and bank transactions reconciled — but all property categorisation and organisation must be done manually within a general-purpose framework. Landlords with multiple properties would need to manually manage per-property tracking within KashFlow's general ledger structure.

IRIS KashFlow: Established General Business Accounting with VAT, CIS, and Payroll

IRIS KashFlow provides a comprehensive accounting toolkit for small businesses: double-entry bookkeeping, bank reconciliation via automated Open Banking feeds, a customisable general chart of accounts, VAT returns with direct HMRC submission on all plans, CIS support, multi-currency on the Business plan, and optional payroll via IRIS Payroll on the Business + Payroll plan. Its 50+ reports include P&L, balance sheet, cashflow, and aged debtors. Receipt capture (KashFlow Quick Capture) is available on all plans. The Starter plan is limited to a single user and 10 invoices per month — a meaningful constraint for busy landlords. The Business plan removes these limits and adds multi-user access.

IRIS KashFlow: Receipt Capture and Business Invoicing

IRIS KashFlow includes KashFlow Quick Capture for receipt capture on all plans, allowing receipts to be photographed and stored. VAT is automatically updated and submitted directly to HMRC. Invoice creation is highly customisable with branded templates and automatic reminder emails. Recurring invoices are available on the Business plan. The Starter plan limits invoices to 10 per month and bank reconciliation to 25 transactions — constraints that may be insufficient for landlords with active portfolios. The Business plan removes all limits. Some users have noted in reviews that the mobile app's receipt handling is less seamless than desktop, requiring upload via Dropbox rather than direct capture in some cases.

IRIS KashFlow: Comprehensive Business Reporting with 50+ Reports

IRIS KashFlow provides a full suite of 50+ financial reports including P&L, balance sheet, cashflow, aged debtors, aged creditors, VAT reports, and customisable management reports. The dashboard is fully customisable to display the metrics most relevant to the business. Tax calculations are included within the MTD ITSA workflow. IRIS KashFlow does not provide a standalone running tax estimate feature separate from the MTD submission workflow.

IRIS KashFlow: Free Accountant Portal with Deep IRIS Ecosystem Integration

IRIS KashFlow's accountant portal --- KashFlow Connect --- is free for accountants and bookkeepers with no per-client charge. Accountants can manage multiple KashFlow client accounts from a single dashboard, with real-time access to transactions, reports, and MTD filing status. KashFlow Connect integrates directly with IRIS Accountancy software, used by over 17,000 UK accountancy firms, giving practices a seamless flow from client bookkeeping data to accounts production and tax filing. Agent filing for both MTD VAT and MTD ITSA is fully supported via KashFlow Connect.

IRIS KashFlow: Ease of Use

IRIS KashFlow has been designed for small business owners and sole traders without formal accounting training. The cloud-based interface is accessible from any browser or via the mobile app, with a clear sidebar navigation and customisable dashboard. Bank feeds automatically import transactions from major UK banks, and the invoicing workflow --- from quote to payment via IRIS Pay --- is designed to require minimal accounting knowledge. The platform's 20-year history means its core interface is mature and well-documented through the KashFlow Akademy training library and support knowledge base.