GetGround – What You Need to Know
An in-depth look at GetGround — features, strengths, limitations, and who it's best for.
At a Glance
Key facts about GetGround at a glance.
| Feature | GetGround |
|---|---|
| Software Type | Property Platform |
| Target Users | Landlords, Property Investors |
| Income Sources Supported | UK Property (personal ownership; Ltd Co not in MTD scope) |
| Free MTD Software Plan | Free (Basic plan, no time limit) |
| MTD Quarterly Updates to HMRC | Yes |
| Final Declaration | Yes |
| Bank Reconciliation | Yes (Open Banking / GetGround Financial Account) |
| Automated Bank Feeds | Yes |
| Invoice Creation | No |
| Receipt Capture (OCR) | No |
| Expense Auto-Categorisation | Yes |
| Property Portfolio Management | Yes |
| Tenant Management | Yes |
| Joint Ownership & Profit Sharing | No |
| Payroll | No |
| HMO Unit-Level Tracking | No |
| HMRC SA105 Box Pre-Mapping | No |
| Spreadsheet Import/Export | No |
| Platform | Web only |
| GDPR Compliant | Yes |
What Is GetGround?
All-In-One Property Investment Platform
GetGround is a UK property investment platform that helps landlords set up and manage a limited company, known as a Special Purpose Vehicle, for holding buy to let property. The platform is operated by Terranova.Network Limited, a company incorporated in England and Wales in March 2018. GetGround itself launched publicly in 2020, and is backed by investors including QED Investors and Mosaic Ventures.
GetGround allows landlords to incorporate a UK Special Purpose Vehicle online in approximately 30 minutes, through which they can purchase and hold buy to let properties and benefit from limited company tax treatment. As of a December 2025 announcement covering its acquisition of BuyAssociation, GetGround stated that it had helped more than 30,000 property investors and landlords across 114 countries, and that the platform supported UK investment property worth more than £2 billion.
Strengths
- HMRC-recognised MTD solution included free on Basic plan
- End-to-end platform: SPV incorporation, banking, accounting, tax, management
- AI-powered investment analytics, yield calculators, and scenario planning tools
- Dedicated GetGround Financial Account for clean income/expense tracking
- Mortgage brokerage, property sourcing, and tenant finding available
- 4.3 TrustScore ("Great") on Trustpilot, from over 360 reviews
- Annual accounts and Companies House filings included (Core & above)
- Investment Pots, an account accessing a BlackRock ICS Sterling Liquidity Fund (capital at risk)
Limitations
- Core accounting features (chart of accounts, journals) not available for personal landlords
- Primarily optimised for limited company landlords. Limited company owners are outside MTD ITSA scope
- No sole trader income support
- No agent filing on behalf of landlords
- Core subscription from £48/month (inc. VAT), significantly more expensive than RentalBux for MTD-only needs
- No OCR receipt scanning or AI receipt capture
- Property management (tenant finding, insurance) only on Complete plan from £198/month
- Some user reviews flag communication delays and overselling of ancillary services
Making Tax Digital Compliance
How GetGround Handles MTD
GetGround's HMRC-recognised MTD solution is included free on its Basic plan. For personally owned property, the platform captures income and expenses digitally via open banking or its Financial Account, guides users through quarterly submission flows with built-in deadlines and reminders, and maintains a complete audit trail linked to every submission. Transactions are automatically categorised with AI assistance. However, GetGround does not support sole trader income within its MTD workflow, and does not offer agent filing. Submissions must be made by the landlord or their accountant directly through the platform.
| Feature | GetGround |
|---|---|
| HMRC Recognised (MTD ITSA) | Yes |
| MTD Quarterly Updates | Yes |
| Final Declaration | Yes |
| Digital Record Keeping | Yes |
| Digital Links Compliant | Yes |
| Sole Trader Income | No |
| UK Property Income | Yes |
| Foreign Property Income | No |
| Multiple Income Streams | No |
| Agent Filing on Behalf | No |
Property Management
GetGround's Property Management
GetGround provides property portfolio management, banking integration, and AI-powered investment analytics. Where GetGround excels is in its end-to-end investment services: property sourcing, SPV incorporation, mortgage brokerage, tenant finding, property management, and landlord insurance are all available through the platform depending on the plan selected. AI-powered insights include yield calculators, cashflow projections, wealth modelling tools, and scenario analysis — helping investors make informed decisions about acquisitions, disposals, and financing. Tenant management is available but restricted to the Complete plan (from £198/month inc. VAT).
| Feature | GetGround |
|---|---|
| Property Portfolio Management | Yes |
| Tenant Management | Yes (Complete plan only) |
| Rent Tracking | Yes |
| Property Expense Allocation | Yes |
| Multiple Property Support | Yes |
| Joint Ownership / Profit Sharing | No |
| Maintenance Tracking | No |
| Tenant Screening | No |
| Compliance Document Alerts | No |
| Arrears Tracking | No |
Bookkeeping, Accounting & Digital Record Keeping
GetGround's Bookkeeping & Accounting
GetGround does not offer bookkeeping features. There is no double-entry bookkeeping, no chart of accounts, no journal entries, and no bank reconciliation in the traditional sense. The platform does support automated bank feeds, which gives a mechanism for transactions to be captured digitally, but without bookkeeping infrastructure around it, that data is not processed into a full accounting picture. This means GetGround users have fewer tools to validate the accuracy of their income and expense data before it flows into MTD submissions.
| Feature | GetGround |
|---|---|
| Cash Basis Accounting | No |
| Chart of Accounts | No |
| Journal Entries | No |
| Bank Reconciliation | No |
| Automated Bank Feeds | Yes |
| Open Banking Integration | Yes |
| Double-Entry Bookkeeping | No |
| HMRC Box Pre-Mapping | No |
| Xero Integration | No |
| Spreadsheet Import/Export | No |
| Digital Record Storage | Yes |
Invoicing, Expense Tracking
GetGround's Expense Management & AI
GetGround captures property expenses through its Financial Account and open banking feeds, with AI-assisted categorisation to reduce manual entry. It does not, however, offer receipt capture or photo-based expense scanning, invoice creation, or mileage tracking. For landlords who want to manage detailed expense records with photographed receipts inside their MTD platform, this remains a gap.
| Feature | GetGround |
|---|---|
| Invoice Creation & Sending | No |
| Invoice Customisation/Branding | No |
| Online Payment Collection | Yes |
| Payment Tracking/Reminders | Yes |
| Expense Tracking | Yes |
| Receipt Capture (OCR/Photo) | No |
| Expense Categorisation | Yes |
| Automated Transaction Matching | Yes |
| Mileage Tracking | No |
| AI Auto-Categorisation | Yes |
Reporting & Tax Forecasting
GetGround's Reporting
GetGround's insights dashboard delivers AI-powered investment analytics including yield calculators, cashflow analysis, wealth projections, and scenario planning tools, combining the landlord's own portfolio data with government and market data. For limited company landlords on the Core plan, annual accounts are prepared and filed by GetGround's accountants. For personally owned property, reporting is lighter, focused on income and expense tracking for MTD purposes rather than formal accounting statements.
| Feature | GetGround |
|---|---|
| Profit & Loss Report | Yes |
| Balance Sheet | Yes (Ltd Co, Core plan) |
| Trial Balance | Yes (Ltd Co, Core plan) |
| Dashboard/Overview | Yes |
| Real-Time Financial Data | Yes |
| Cash Flow Reporting | Yes |
| Tax Estimate/Forecast | Limited |
| AI-Powered Features | Yes |
Collaboration & Mobile Apps
GetGround's Collaboration Features
GetGround does not offer a dedicated accountant portal or agent filing capability. It does allow more than one company director of an SPV to access a shared account, and to reassign which director handles annual accounts submission, but this is not the same as a professional multi-client portal built for external accountants or agents. For landlords who self-manage their tax affairs and are comfortable filing independently, this is less of an issue. For those who work with an accountant, particularly as MTD mandation approaches, the absence of a proper accountant portal creates a workflow challenge that may require workarounds.
| Feature | GetGround |
|---|---|
| Accountant / Advisor Portal | No |
| Multi-User Access | Limited |
| Agent Filing on Behalf | No |
| Bank Integration | Yes |
| Platform | iOS, Android |
| Web Browser Access | Yes |
| FCA Regulated | Yes |
| GDPR Compliant | Yes |
Ease of Use, Support & Security
GetGround's Focused Functionality
GetGround is web-only, which limits accessibility for landlords who prefer managing their portfolio from a dedicated smartphone app (the web app can still be added to a phone's home screen). The platform's narrower scope, property tracking plus MTD compliance, means a simpler learning curve for users who only need those capabilities. The absence of expense management and bookkeeping tools does mean less built-in checking of the numbers before they reach HMRC, so landlords with more complex records may still want a separate bookkeeping system alongside GetGround.
| Feature | GetGround |
|---|---|
| Phone Support | Yes |
| Chat Support | Yes |
| Email Support | Yes |
| Help Centre/Knowledge Base | Yes |
| FCA Regulated | Yes |
| Enterprise-Grade Security | Yes |
Unique GetGround's Features
Limited Company (SPV) Incorporation
GetGround can incorporate a UK Special Purpose Vehicle for property investment entirely online in approximately 30 minutes. This is its defining capability and most popular service among buy-to-let investors seeking tax-efficient company structures.
Annual Accounts Preparation & Companies House Filings
For limited company landlords on the Core plan, GetGround's accountants prepare and file annual accounts and handle Companies House filings, removing a significant administrative burden and replacing the need for a separate accountant.
End-to-End Investment Lifecycle Services
Property sourcing, mortgage brokerage, tenant finding, property management, and landlord insurance are available through the platform, making GetGround a genuine one-stop-shop for buy-to-let investors building a portfolio from scratch.
GetGround Financial Account
A dedicated current account purpose-built for landlords, integrated directly with the platform's bookkeeping and MTD tools. Rental income and property expenses flow through a single account, simplifying reconciliation and creating a clean audit trail.
Investment Pots
An account that gives access to a BlackRock ICS Sterling Liquidity Fund, offering a variable return on funds held within the GetGround platform. Capital is at risk, as with any fund-linked account, so this isn't a savings account in the deposit-guarantee sense.
AI-Powered Investment Analytics & Scenario Planning
Yield calculators, cashflow projections, wealth modelling, and scenario analysis using the landlord's own portfolio data combined with government and market data, helping investors make informed decisions about acquisitions, disposals, and financing.
Who should choose GetGround?
GetGround is the better choice for:
Landlords Who Want to Invest Through a Limited Company (SPV)
If you want to hold buy-to-let properties through a tax-efficient company structure, GetGround's end-to-end SPV setup, administration, and accounting services are market-leading. Note that limited company landlords are currently outside the scope of MTD ITSA.
New Property Investors Building a Portfolio from Scratch
The combination of property sourcing, SPV incorporation, mortgage brokerage, and tenant finding in a single platform makes GetGround the most comprehensive starting point for investors entering the buy-to-let market.
Landlords Who Want Full Administration Off Their Plate
Annual accounts, Companies House filings, and self-assessment preparation are included on the Core plan, ideal for landlords who want a managed service rather than DIY bookkeeping.
Data-Driven Property Investors Focused on Returns
AI-powered yield calculators, scenario planning, cashflow analysis, and wealth projection tools are unmatched among landlord platforms. If portfolio performance data drives your investment decisions, GetGround provides depth that RentalBux does not.
Internationally Based Landlords
GetGround has established experience with landlords based overseas managing UK property investments, offering remote company setup and management with a dedicated support team.