Andica Accounting – What You Need to Know
An in-depth look at Andica Accounting — features, strengths, limitations, and who it's best for.
At a Glance
Key facts about Andica Accounting at a glance.
| Feature | Andica Accounting |
|---|---|
| Software Type | General SME Bookkeeping/Accounting |
| Target Users | Small Businesses, Accounting Practices, Sole Traders, Landlords |
| Income Sources Supported | Sole Trader + UK Property |
| Free MTD Software Plan | No |
| MTD Quarterly Updates to HMRC | Yes |
| Final Declaration | Yes |
| Bank Reconciliation | Yes |
| Automated Bank Feeds | Manual batch import |
| Invoice Creation | Yes |
| Receipt Capture (OCR) | No |
| Expense Auto-Categorisation | No |
| Property Portfolio Management | No |
| Tenant Management | No |
| Joint Ownership & Profit Sharing | No |
| Payroll | Yes |
| HMO Unit-Level Tracking | No |
| HMRC SA105 Box Pre-Mapping | Yes |
| Spreadsheet Import/Export | Yes |
| Platform | Web browser |
| GDPR Compliant | Yes |
What Is Andica Accounting?
What Is Andica Accounting?
Andica Accounting Software is a cloud-based bookkeeping and accounting solution developed by Andica Limited, a long-established UK software provider best known for its suite of tax and compliance tools including SA100 Self Assessment, SA800 Partnership, CT600 Corporation Tax, Payroll, P11D, and MTD VAT software. Andica Accounting targets small-to-medium businesses and accounting practices that need a structured double-entry bookkeeping platform alongside MTD compliance.
The software is HMRC-recognised for Making Tax Digital for Income Tax and supports quarterly updates for both self-employment and UK property businesses. It handles the full bookkeeping cycle — from sales and purchase invoicing through bank reconciliation and journal entries — and produces formal financial reports including profit & loss, balance sheet, and trial balance. A comprehensive chart of accounts is provided as standard, and users can create or modify accounts to match their business.
Strengths
- Established software brand with a wide UK tax and compliance product suite
- Full double-entry bookkeeping with chart of accounts, journals, P&L, balance sheet
- HMRC-recognised for MTD quarterly updates (self-employment + UK property)
- MTD VAT submissions and VAT penalties tracking included
- Agent support for VAT and MTD SA submissions
- Tax Adviser module for accountants and bookkeepers
- Excel import for journal/batch transactions
- Companies House accounts submission via add-on
- VAT obligations and penalties tracking
Limitations
- No dedicated iOS or Android mobile app
- No automated open banking/bank feeds — manual batch import only
- No landlord-specific features: no tenant management, property portfolio, or HMO support
- No joint ownership or profit-sharing functionality
- No AI-powered features or OCR receipt scanning
- No free tier — annual licence from £100/year (excl. VAT)
- Foreign property income MTD support not confirmed
- No investment analytics, yield calculations, or tax forecasting
- Annual licence model — cost resets each year
Making Tax Digital Compliance
How Andica Accounting Handles MTD for Landlords
Andica Accounting supports quarterly updates for self-employment and UK property income, with direct HMRC submission through its MTD SA module. The software requires HMRC authorisation to be granted to the software before quarterly submissions can begin — an account code mapping step allows users to align their nominal accounts to the correct HMRC income/expense categories. Andica also supports MTD for VAT, including VAT digital authorisation for agents submitting on behalf of clients. However, foreign property income is not explicitly listed as a supported MTD income type. Landlords with overseas rental income would need to verify support with Andica directly or use a separate platform. Andica does not support property-specific submission categories (e.g. SA105 rental income boxes) in the same structured way as landlord-dedicated platforms.
| Feature | Andica Accounting |
|---|---|
| HMRC Recognised (MTD ITSA) | Yes |
| MTD Quarterly Updates | Yes |
| Final Declaration | Yes |
| Digital Record Keeping | Yes |
| Digital Links Compliant | Yes |
| Sole Trader Income | Yes |
| UK Property Income | Yes |
| Foreign Property Income | Yes |
| Multiple Income Streams | Yes |
| Agent Filing on Behalf | Yes |
Property Management
Andica Accounting: No Dedicated Property Management
Andica Accounting is a general bookkeeping platform and does not include property portfolio management, tenant management, rent tracking by property, HMO unit management, or joint ownership profit-splitting. Landlords using Andica would need to manage these functions manually or through a separate property management tool. Income and expenses can be tracked at the nominal account level, but there is no property-level or tenant-level structure built into the software.
| Feature | Andica Accounting |
|---|---|
| Property Portfolio Management | No |
| Tenant Management | No |
| Rent Tracking | No |
| Property Expense Allocation | No |
| Multiple Property Support | No |
| HMO Property Support | No |
| Joint Ownership/Profit Sharing | No |
| Maintenance Tracking | No |
| Tenant Screening | No |
| Compliance Document Alerts | No |
| Arrears Tracking | No |
Bookkeeping, Accounting & Digital Record Keeping
Andica Accounting: Full Double-Entry Bookkeeping for SMEs
Andica Accounting provides a comprehensive double-entry bookkeeping environment with a general-purpose chart of accounts that can be customised. The platform handles sales and purchase invoicing, journal entries, bank reconciliation, batch receipts and payments, and inter-bank transfers. Bank transactions are managed through manual batch imports rather than automated open banking feeds. The chart of accounts is not pre-configured for landlords but can be set up to track rental income and property expenses at a nominal account level.
| Feature | Andica Accounting |
|---|---|
| Cash Basis Accounting | Yes |
| Chart of Accounts (Pre-built, Landlord-Tailored) | Yes |
| Journal Entries | Yes |
| Bank Reconciliation | Yes |
| Automated Bank Feeds | No |
| Open Banking Integration | No |
| Double-Entry Bookkeeping | Yes |
| HMRC Box Pre-Mapping | Yes |
| Xero Integration | No |
| Spreadsheet Import/Export | Yes |
| Digital Record Storage | No |
Invoicing, Expense Tracking
Andica Accounting: Traditional Invoice and Expense Management
Andica Accounting provides full sales and purchase invoicing, including estimates, batch invoices, credit notes, and payment receipts. At least five customisable invoice templates are available. The platform supports automated payment reminders for outstanding invoices. However, there is no OCR receipt capture, no AI-powered categorisation, and no automated transaction matching. Expense categorisation is entirely manual, aligned to nominal accounts set up by the user.
| Feature | Andica Accounting |
|---|---|
| Invoice Creation & Sending | Yes |
| Invoice Customisation/Branding | Yes |
| Online Payment Collection | No |
| Payment Tracking/Reminders | Yes |
| Expense Tracking | Yes |
| Receipt Capture (OCR/Photo) | No |
| Expense Categorisation | Manual |
| Automated Transaction Matching | No |
| Mileage Tracking | No |
| AI Auto-Categorisation | No |
Reporting & Tax Forecasting
Andica Accounting: Comprehensive Financial Reporting Suite
Andica Accounting offers a broad range of financial reports: chart of accounts, trial balance, profit & loss, balance sheet, transaction detail by account, cash/bank transactions, bank reconciliation report, customer and debtor reports (ageing, open invoices, statements), supplier and creditor reports, sales and purchase summaries, and full VAT reporting including VAT penalties. Quarterly submission reports are available for self-employment and UK property. Like RentalBux, there is no tax forecasting or investment analytics.
| Feature | Andica Accounting |
|---|---|
| Profit & Loss Report | Yes |
| Balance Sheet | Yes |
| Trial Balance | Yes |
| Dashboard/Overview | Yes |
| Real-Time Financial Data | Yes |
| Cash Flow Reporting | No |
| Tax Estimate/Forecast | No |
| AI-Powered Features | No |
Collaboration & Mobile Apps
Andica Accounting's Collaborative Features
Andica Accounting includes a Tax Adviser module that allows accountants and bookkeepers to record their agent details, which then populate the relevant fields within HMRC submissions. Agent authorisation is supported for both VAT and MTD SA quarterly submissions, enabling accountants to file on behalf of their clients directly through the software. Multi-user access is available, with the admin user able to create additional users and control their access levels based on the licence tier. However, all access is web browser-based — there are no dedicated iOS or Android mobile apps, meaning landlords and their advisers must work from a desktop or laptop. Bank integration relies on manual batch imports rather than automated open banking feeds, which adds a step to the reconciliation workflow compared to platforms with live bank connections.
| Feature | Andica Accounting |
|---|---|
| Accountant/Advisor Portal | Yes |
| Multi-User Access | Yes |
| Agent Filing on Behalf | Yes |
| Bank Integration | No |
| Platform | Web browser only |
| Web Browser Access | Yes |
| FCA Regulated | No |
| GDPR Compliant | Yes |
Ease of Use, Support & Security
| Feature | Andica Accounting |
|---|---|
| Phone Support | No |
| Chat Support | Yes |
| Email Support | Yes |
| Help Centre/Knowledge Base | Yes |
| FCA Regulated | No |
| Enterprise-Grade Security | No |
Unique Features Only Andica Accounting Offers
Full Batch Invoice and Credit Note Processing
Process invoices and credit notes in bulk for multiple customers or suppliers simultaneously — a key feature for accounting practices managing multiple business clients.
Estimates/Quotes Generation
Create professional estimates for products or services before converting to invoices — useful for businesses beyond simple rental income.
VAT Obligations & Penalties Tracking
Retrieve and display VAT liabilities, VAT amounts by year, and all HMRC-imposed VAT penalties in real time — a compliance monitoring feature.
Companies House Accounts Submission (via Add-On)
Andica's broader software suite includes Accounts Production software for submitting iXBRL accounts to Companies House — relevant for landlords operating through limited companies who use Andica's full product range.
Wider Tax Software Ecosystem Integration
Practices already using Andica for SA100, SA800, SA900, CT600, Payroll, and P11D can consolidate bookkeeping within the same vendor — reducing training overhead and data re-entry.
Creditor/Debtor Ageing and Transaction History Reports
Detailed customer and supplier ageing reports, open invoice tracking by due date, and transaction histories — useful for businesses with significant trade creditor/debtor management needs.
Who Should Choose Andica Accounting?
Andica Accounting is the better MTD software choice for:
Existing Andica Users Seeking Bookkeeping Consolidation
ccounting practices or businesses already using Andica's SA100, CT600, Payroll, or other products can bring their bookkeeping into the same ecosystem — reducing vendor management and benefiting from consistent software interfaces.
Small Business Owners with Rental Income as a Secondary Activity
For sole traders who primarily run a trade business and have a small property income, Andica Accounting's general-purpose double-entry bookkeeping platform covers both income streams adequately without needing a specialist landlord platform.
Accounting Practices Managing Diverse SME Client Bases
Andica's batch invoicing, creditor/debtor reporting, VAT penalty tracking, and broad financial reporting suite serve accounting practices managing a mixed portfolio of SME clients alongside some landlord clients — where a single general-purpose tool is more efficient than maintaining multiple specialist platforms.
Landlords Who Want MTD VAT and MTD Income Tax in One Platform
Andica handles both MTD VAT submissions and MTD SA quarterly updates within the same software — useful for commercial landlords registered for VAT who want one platform for both obligations.
Landlords Comfortable with Traditional Bookkeeping Workflows
Users who prefer a conventional double-entry bookkeeping structure, are comfortable with manual account code mapping, and do not need AI automation or mobile apps will find Andica's approach familiar and reliable.