RentalBux – HMRC-Recognised MTD Software for Jointly Owned Property Landlords
Whether you co-own a property or multiple units, RentalBux makes MTD for jointly owned property landlords effortless.
HMRC recognised for MTD, RentalBux allows joint ownership landlords to choose how to manage their records: either record and submit your individual share of income and expenses or maintain separate records for each co-owner and property. You focus on managing tenants, coordinating with co-owners, and maintaining your properties while we take care of MTD compliance.
Why Landlords Rely On Us
Trusted by thousands of jointly owned property landlords across the UK
RentalBux finally gave me peace of mind.
Even after trying several tools, I was struggling with my portfolio of three rentals. MTD just added to that struggle. But then, I was introduced and all my worries disappeared. MTD submissions in minutes, track each property separately, allocate profit sharing. Wow!
Built for landlords, used by landlords.
As a landlord managing 12 units across two ownership structures and some self-employment income, I needed something that handled everything. RentalBux was the only software that did that.
Time saved.
Switching to RentalBux was one of the best decisions I made. Especially the joint-ownership module. Our family property had three owners with different shares, and RentalBux handled it quite efficiently.
Check if you need to join Making Tax Digital
Answer four quick and easy questions and see whether and when you need to start complying with MTD requirements. A few seconds to determine your eligibility and get guarantees on how you need to proceed.
Added bonus, no data leaves your device. Everything runs on your browser.
Making Tax Digital Checker
Find out when (and if) you need to join Making Tax Digital for Income Tax Self Assessment
Are you digitally excluded?
Digital exclusion means you cannot use digital tools due to age, disability, or lack of reliable internet access.
Do you have a National Insurance number?
A National Insurance number is required to join MTD for Income Tax.
Why do you need to send a Self Assessment tax return?
Select the main reason for submitting a Self Assessment return.
What is your expected qualifying income?
Enter your total gross income before expenses from self-employment or property.
Your result will appear here
What RentalBux Does for Joint Ownership Landlords
Everything Jointly owned Property Landlords need for MTD compliance:
Digital Records
Quarterly Update Filing
Final Declaration
Why Rentalbux for MTD for jointly owned properties?
Built for commercial landlords. Manage property income, expenses, and MTD filing all in one place.
Designed by Accountants Who Understand Joint Landlords
RentalBux is built with input from accountants who specialise in property portfolios held under joint ownership. It recognises the practical challenges of co-owned property from tracking shared income and expenses to apportioning each owner’s taxable share accurately for MTD compliance.
HMRC-Recognised Software for Making Tax Digital (MTD)
RentalBux is fully HMRC-recognised for Making Tax Digital for Income Tax, ensuring every submission, quarterly update, and final declaration meets digital reporting rules. It gives you complete compliance confidence.
Joint-Landlord Chart of Accounts
Forget generic accounting categories. RentalBux includes a dedicated chart of accounts for jointly owned rental properties covering shared income, property maintenance, mortgage interest, insurance, letting fees, and other allowable deductions. Each item allocated proportionately across owners for accurate MTD for jointly owned property landlords reporting.
Simple Enough for Non-Accountants
Clear dashboards, step-by-step workflows, and no accounting jargon. Even if you’ve never used bookkeeping software, you can manage your rental income confidently whether you co-own with a partner, family member, or a company. Fully aligned with MTD for jointly owned property landlords processes.
Feel the Difference RentalBux Makes
Real challenges jointly owned property landlords face, and how RentalBux solves them
| Challenges Jointly Owned Property Landlords face | How RentalBux Solves It |
|---|---|
| Tracking shared rental income and expenses across jointly owned properties is complex and prone to errors. | RentalBux records each co-owner's share of income and expenses and ensures MTD-compliant quarterly submissions. |
| Maintaining digital records for repairs, mortgage interest, insurance, and service charges is time-consuming. | Upload invoices or snap receipts; RentalBux auto-categorises joint property expenses for accurate HMRC reporting. |
| Coordinating quarterly updates and year-end declarations among co-owners can be confusing. | Guided workflows and reminders make digital tax reporting for joint landlords simple and accurate. |
| Managing multiple jointly owned properties is complex. | RentalBux supports property-level ledgers and aggregates totals for MTD threshold calculations and submissions. |
Frequently Asked Questions
Find answers to common questions about our services and solutions.
If you co-own one or more rental properties and your individual share of annual rental income from jointly owned properties for Tax Year 2024/25 exceeds £50,000, MTD for jointly owned property landlords applies from 6 April 2026.
MTD requires joint owners to keep digital records of their share of all rental income and allowable property expenses, submit quarterly updates to HMRC, and complete a year-end final declaration.
RentalBux allows joint owners to record the full property-level income and expenses, then automatically calculate and report each co-owner’s share according to ownership percentages. Only your portion of rental income and allowable expenses is submitted in your quarterly updates and year-end declaration, ensuring HMRC compliance.
Yes. RentalBux provides a free version for landlords managing a single jointly owned property. For co-owners with multiple properties or units, RentalBux offers upgrade options with extended features, allowing you to manage your share of income, expenses, and quarterly updates efficiently. This ensures accurate MTD for jointly owned property landlords compliance for each co-owner.
Allowable expenses include property-related costs that can be claimed for tax purposes, such as repairs, maintenance, insurance, mortgage interest, professional fees, utilities, and service charges. RentalBux calculates your share of each expense automatically based on ownership percentage so that only the relevant portion is reported in your MTD submissions.
Yes. Each co-owner can submit their own quarterly updates using RentalBux, reporting only their share of income and expenses. This ensures that HMRC receives accurate digital records from each individual co-owner without duplication or errors under MTD for jointly owned property landlords.
MTD obligations apply individually. If one co-owner qualifies for a digital exemption (e.g., due to age, health, or location), they can apply to HMRC to be exempt. The co-owner who does not qualify must still keep digital records and submit quarterly updates and a year-end final declaration for their share of the income and expenses under MTD for jointly owned property landlords.
Yes. HMRC allows two key relaxations for joint property owners:
Income reporting flexibility: Co-owners can report gross rental income from jointly held properties in their quarterly updates while deferring the reporting of expenses until the year-end final declaration.
Simplified digital records: Joint owners can create a single digital record for each category of income and a single digital record for each category of expense, removing the need for individual transaction-level records.