Provestor for Landlord – What You Need to Know
An in-depth look at Provestor for Landlord — features, strengths, limitations, and who it's best for.
At a Glance
Key facts about Provestor for Landlord at a glance.
| Feature | Provestor for Landlord |
|---|---|
| Software Type | Accountant-Built MTD Software + Service Tiers |
| Target Users | Landlords, Joint Owners, Property Investors |
| Income Sources Supported | UK Property (Self-Employment via separate app per Provestor's guidance) |
| Free MTD Software Plan | No free plan (£69/year ex-VAT intro, £99/year standard) |
| MTD Quarterly Updates to HMRC | Yes |
| Final Declaration | Yes (landlord files on DIY; Provestor accountants file on Assisted/DFY) |
| Bank Reconciliation | Yes (Open Banking + manual statement upload) |
| Automated Bank Feeds | Yes (Open Banking connection) |
| Invoice Creation | No |
| Receipt Capture (OCR) | Yes (statement and receipt upload + AI read) |
| Expense Auto-Categorisation | Yes (AI categorises transactions) |
| Property Portfolio Management | Light (MTD-focused, not full property management) |
| Tenant Management | No |
| Joint Ownership & Profit Sharing | Yes |
| Payroll | No |
| HMO Unit-Level Tracking | No |
| HMRC SA105 Box Pre-Mapping | Yes |
| Spreadsheet Import/Export | No |
| Platform | Web browser only |
| GDPR Compliant | Yes |
What Is Provestor for Landlord?
Property Tax Made Easy for Landlords
Provestor for Landlords is HMRC-recognised Making Tax Digital software offered by Provestor, a UK property tax accountancy firm based in Derby (Provestor Accounts Ltd, Companies House No. 10510713). The underlying software platform is provided by Provestor's parent company, Inni Ltd, and the app runs at app.inni.tax. The product is purpose-built for UK landlords preparing for the 6 April 2026 MTD for Income Tax deadline and is unusual among landlord-specific MTD software in being offered through a tiered service model — landlords can choose pure self-service software, software with quarterly accountant review, or a fully managed done-for-you filing service.
Provestor for Landlords handles the core MTD requirements: digital record keeping, AI-powered transaction categorisation, automatic mortgage interest (Section 24) calculations, joint ownership profit-splitting, quarterly HMRC submissions, and the final declaration. It is operated by qualified property accountants — Provestor is registered at Companies House under SIC 69201 (Accounting and auditing activities) and positions itself as an accountancy practice that has built its own MTD app rather than a pure tech vendor. Provestor's parent business has long served property investors through its limited company accounting service, and Provestor for Landlords extends that expertise to sole-trader landlords filing under MTD ITSA.
Strengths
- HMRC-recognised MTD software, operated by an established property tax accountancy firm
- Three service tiers: DIY, Assisted (accountant review), Done For You
- Mortgage interest (Section 24) handled automatically by the app
- Joint ownership splits handled by ownership percentage
- AI transaction categorisation across all tiers
- Open Banking automated bank feeds + manual statement upload supported
- Letting agent integrations for partner agents (auto-imported rent and fees)
- Provestor accountants prepare and submit final declaration on Assisted and DFY
- Tax calendar dashboard showing every MTD deadline
- Annual subscription with intro pricing in first year; pay nothing until April 2026
Limitations
- No free plan — paid from £69/year ex-VAT intro
- UK property focus — self-employment requires a separate app per Provestor's own guidance
- No explicit foreign property MTD support advertised
- No native iOS or Android app advertised
- Branded invoice creation not advertised as a core feature
- No tenant management or HMO unit creation
- No real-time investment analytics (LTV, yields, occupancy)
- No formal balance sheet or trial balance advertised
- Property management features lighter than all-in-one platforms
- Single-property landlords pay more than free alternatives
Making Tax Digital Compliance
How Provestor for Landlords Handles MTD for Landlords
Provestor for Landlords is HMRC-recognised for MTD ITSA and is purpose-built around the practical realities of UK property income filings. The platform focuses on property income and handles the most common compliance challenges — mortgage interest (Section 24), joint ownership splits, allowable expense categorisation — automatically. On the Assisted and Done For You tiers, qualified Provestor accountants review or fully handle every quarterly return. Quarterly updates show landlords exactly what HMRC will see before submission, with the ability to drill down into any transaction. For landlords with self-employment income alongside property, Provestor's published guidance tells users to combine Provestor (for property) with a separate app for self-employment income — Provestor's view is that two specialist tools work better than one generalist platform. Provestor's MTD product does not publicly advertise explicit foreign property income support.
| Feature | Provestor for Landlord |
|---|---|
| HMRC Recognised (MTD ITSA) | Yes |
| MTD Quarterly Updates | Yes |
| Final Declaration | Yes |
| Digital Record Keeping | Yes |
| Digital Links Compliant | Yes |
| Sole Trader Income | No |
| UK Property Income | Yes |
| Foreign Property Income | No |
| Multiple Income Streams | No |
| Agent Filing on Behalf | Yes |
Property Management
Provestor for Landlords: Light Property Management, Accountancy-Grade Tax Handling
Provestor for Landlords focuses on the bookkeeping and tax compliance layer rather than full property management. The platform handles transaction categorisation, joint ownership splits, Section 24 mortgage interest calculations, and quarterly filing. Letting agent integrations let rent and fees from partner letting agents flow directly into the platform (where Provestor has a partnership in place; landlords whose agent isn't a Provestor partner can upload agent statements manually). Tenant management, HMO unit setup, rent collection portals, and compliance document tracking (gas safety, EPC, insurance) are not advertised as Provestor features — landlords who need these alongside MTD will use a separate tool or rely on their letting agent.
| Feature | Provestor for Landlord |
|---|---|
| Property Portfolio Management | Light (MTD focus) |
| Tenant Management | No |
| Rent Tracking | Yes (via bank feed & agent statement imports) |
| Property Expense Allocation | Yes |
| Multiple Property Support | Yes |
| HMO Property Support | No |
| Joint Ownership/Profit Sharing | Yes |
| Maintenance Tracking | No |
| Tenant Screening | No |
| Compliance Document Alerts | No |
| Arrears Tracking | No |
Bookkeeping, Accounting & Digital Record Keeping
Provestor for Landlords: AI Bookkeeping with Optional Accountant Review
Provestor for Landlords takes an accountancy-first approach. Landlords upload bank statements and receipts (or connect via Open Banking); Provestor's property tax AI reads every line and categorises transactions automatically. On the Assisted tier, a qualified Provestor accountant reviews each quarterly return before filing, checking categories, spotting errors, and flagging issues. On the Done For You tier, Provestor's accountants do the bookkeeping themselves — landlords upload documents after each quarter and Provestor handles the record keeping and filing entirely. Provestor's MTD product does not publicly advertise a formal chart of accounts, journal entries, balance sheet, or trial balance — categories are pre-mapped to HMRC Self-Assessment boxes rather than presented as a full accounting framework.
| Feature | Provestor for Landlord |
|---|---|
| Cash Basis Accounting | Yes |
| Chart of Accounts (Pre-built, Landlord-Tailored) | No |
| Journal Entries | No |
| Bank Reconciliation | Yes |
| Automated Bank Feeds | Yes |
| Open Banking Integration | Yes |
| Double-Entry Bookkeeping | No |
| HMRC Box Pre-Mapping | Yes |
| Xero Integration | No |
| Spreadsheet Import/Export | No |
| Digital Record Storage | Yes |
Invoicing, Expense Tracking
Provestor for Landlords: AI Categorisation, No Branded Invoicing
Provestor's expense management is driven by AI-powered categorisation of uploaded statements and receipts. Rent, fees, and expenses are read line-by-line and categorised automatically; landlords confirm the categorisation before filing. Letting agent integrations let rent flow in directly from partner agents. Mortgage interest (Section 24) is calculated automatically. Provestor does not advertise invoice creation with custom branding as a core feature — the product is focused on bookkeeping and filing rather than commercial invoice production.
| Feature | Provestor for Landlord |
|---|---|
| Invoice Creation & Sending | No |
| Invoice Customisation/Branding | No |
| Online Payment Collection | No |
| Payment Tracking/Reminders | No |
| Expense Tracking | Yes (AI-categorised) |
| Receipt Capture (OCR/Photo) | Yes (document upload + AI read) |
| Expense Categorisation | Yes |
| Automated Transaction Matching | No |
| Mileage Tracking | No |
| AI Auto-Categorisation | Yes |
Reporting & Tax Forecasting
Provestor for Landlords: Accountant-Led Tax Oversight
Provestor's platform shows landlords exactly what HMRC will see before each quarterly submission — drilling into any transaction and confirming categorisation. The Assisted and Done For You tiers add qualified accountant review: tax positions are checked, Section 24 is verified, and the year-end final declaration is prepared by a Provestor accountant. This is less about real-time analytics dashboards and more about getting the right tax answer at filing time, with professional review backing it up. Provestor does not advertise a formal balance sheet, trial balance, or per-property P&L within its MTD product in the way structured accounting software does.
| Feature | Provestor for Landlord |
|---|---|
| Profit & Loss Report | No |
| Balance Sheet | No |
| Trial Balance | No |
| Dashboard/Overview | Yes |
| Real-Time Financial Data | No |
| Cash Flow Reporting | No |
| Tax Estimate/Forecast | No |
| AI-Powered Features | Yes |
Collaboration & Mobile Apps
Provestor for Landlords: Web App with Embedded Accountancy
Provestor for Landlords is a web app (running on the Inni platform at app.inni.tax) and is mobile-responsive in a browser, but does not advertise dedicated native iOS or Android apps. Accountant access is structured differently from RentalBux: Provestor itself is the accountant on the Assisted and Done For You tiers — qualified Provestor accountants review or file on the landlord's behalf. External accountants — a landlord's own accountant outside of Provestor — do not file through the platform as a third-party agent in the same way the RentalBux model works.
| Feature | Provestor for Landlord |
|---|---|
| Accountant/Advisor Portal | Yes |
| Multi-User Access | Yes |
| Agent Filing on Behalf | Yes |
| Bank Integration | Yes |
| Platform | Web browser only |
| Web Browser Access | Yes |
| FCA Regulated | No (Provestor is an accountancy firm, not FCA-regulated) |
| GDPR Compliant | Yes |
Ease of Use, Support & Security
Provestor for Landlord's Ease of Use
Provestor for Landlords emphasises a 10-minute setup — connect to HMRC, add properties, and review the deadline dashboard. Customer support is via email and phone, with accountant access on the Assisted and Done For You tiers. Provestor's accountancy team is the differentiator — questions about Section 24, joint ownership, or specific MTD treatments can be answered by qualified property accountants rather than a generic support team. Provestor is registered at Companies House (No. 10510713) and operates as a property tax accountancy firm. (Note: Provestor is not FCA-regulated — accountancy firms in the UK are typically supervised by professional accountancy bodies rather than the FCA.)
| Feature | Provestor for Landlord |
|---|---|
| Phone Support | Yes |
| Chat Support | Limited |
| Email Support | Yes |
| Help Centre/Knowledge Base | Yes |
| FCA Regulated | No |
| Enterprise-Grade Security | No |
Unique Features Only Provestor for Landlords Offers
Operated by an Established Property Tax Accountancy Firm
Provestor is itself a qualified accountancy firm specialising in property and limited company landlords. The MTD software is operated by working property accountants, embedding domain expertise in how Section 24, joint ownership, and mortgage interest are handled out of the box.
Accountant Review of Every Quarterly Return (Assisted Tier)
The £199/year ex-VAT intro Assisted tier includes review by a qualified Provestor accountant before each of the four quarterly filings. Categories are checked, errors spotted, and issues flagged before submission. This level of professional oversight is unmatched by self-service landlord MTD platforms.
Done-For-You MTD Filing Service
The Done For You tier (£399/year ex-VAT intro, up to 10 properties) hands over bookkeeping and filing entirely to Provestor's accountants. Landlords upload statements after each quarter and Provestor handles all four quarterly updates plus the year-end final declaration. RentalBux does not offer an equivalent in-house accountancy service tier.
Accountant-Prepared Final Declaration Included on Higher Tiers
On Assisted and Done For You, a Provestor accountant prepares and submits the year-end final declaration — replacing the equivalent fee landlords would pay a separate accountant for their self-assessment return.
Mortgage Interest (Section 24) Handled by Accountants
Section 24 is one of the most commonly mishandled areas of landlord tax. Provestor's app applies the 20% basic-rate restriction automatically; on Assisted and DFY this is also reviewed or fully managed by qualified accountants.
Annual Subscription with Intro Pricing
Provestor charges annually rather than monthly — £69, £199, or £399 per year ex-VAT on intro tiers. The annual model suits landlords who prefer to pay tax software costs in one lump.
Tax Calendar Dashboard
Provestor's dashboard surfaces every quarterly MTD deadline alongside the final declaration date — a practical organising feature for landlords managing multiple deadlines.
Pay Nothing Until April 2026
Landlords signing up to Provestor early can set up the account and pay nothing until 6 April 2026, the MTD start date.
Who should choose Provestor for Landlords?
Provestor for Landlords is the better choice for:
Landlords Who Want Accountant Backing Without a Full Accountancy Engagement
Provestor's Assisted tier (£199/year ex-VAT intro) is unusual: a qualified accountant reviews every quarterly return before filing and prepares the year-end final declaration. For landlords who would otherwise hire a separate accountant for self-assessment, this can replace that annual fee.
Landlords Who Would Rather Not Do Their Own Bookkeeping
Provestor's Done For You tier (£399/year ex-VAT intro, up to 10 properties) hands over bookkeeping and all filings to Provestor's accountants. Landlords upload statements; Provestor handles everything. RentalBux does not offer an equivalent in-house accountancy service.
Landlords with Section 24 Complexity
Section 24 is one of the most commonly misunderstood areas of landlord tax. Provestor handles the 20% basic-rate restriction automatically, with accountant review backing it up on higher tiers.
Joint Owners Wanting Accountant Oversight
Both platforms automate joint ownership splits, but Provestor adds qualified accountant review of how the splits are being applied each quarter: particularly valuable for family-owned portfolios where the wrong split can trigger HMRC questions.
UK-Property-Only Landlords Who Value Accountancy Expertise
Provestor is operated by a property accountancy firm. For landlords whose primary need is correct UK property tax filings rather than full property management or multi-income coverage, the embedded accountancy is the headline feature.
Landlords Already Working with Provestor on Limited Company Affairs
Property investors who already use Provestor's limited company accounting service and also hold property personally will find natural alignment in using Provestor for Landlords for the MTD side.