RentalBux vs. Landlord Vision
Accountant-Built Cloud Platform or Feature-Rich Portfolio Management Suite?
Which MTD Software Is Better for UK Landlords?
Overall Winner: RentalBux
RentalBux is the more complete MTD software for landlords and sole traders who need a fully operational, cloud-first platform from day one. It combines full Making Tax Digital compliance across UK property income, foreign property income, and self-employment income with comprehensive property management, automated bookkeeping, AI-driven expense categorisation, joint ownership profit-splitting, and a free plan for single-property landlords until March 2028. Landlord Vision is a well-established, feature-rich UK property management platform with impressive portfolio management depth, strong accounting reports, and excellent customer support — but its direct HMRC MTD submission capability is listed as "coming soon" on its own pricing page as of March 2026, it does not support sole trader income under MTD, and its entry-level pricing is significantly higher than RentalBux's free tier.
At-a-Glance Comparison
Key differences between RentalBux and Landlord Vision across MTD compliance, property management, bookkeeping, pricing, and landlord-specific features.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Software Type | Property/Landlord Platform | Property/Landlord Platform |
| Target Users | Landlords, Sole Traders, Letting Agents | Landlords, Property Investors, Block Managers |
| Income Sources Supported | Sole Trader + UK Property + Foreign Property | UK Property only (MTD scope) |
| Free MTD Software Plan | Free until March 2028 (1 property) | No free plan — 14-day trial only |
| MTD Quarterly Updates to HMRC | Yes | Coming soon (in development) |
| Final Declaration | Yes | Coming soon (in development) |
| Bank Reconciliation | Yes | Yes (Open Banking via Nordigen) |
| Automated Bank Feeds | Yes | Yes |
| Invoice Creation | Yes | Yes |
| Receipt Capture (OCR) | Yes | Yes (scanned receipt data extraction) |
| Expense Auto-Categorisation | Coming soon | Yes |
| Property Portfolio Management | Yes | Yes |
| Tenant Management | Yes | Yes |
| Joint Ownership & Profit Sharing | Yes | Yes |
| Payroll | No | No |
| HMO Unit-Level Tracking | Yes | Yes |
| HMRC SA105 Box Pre-Mapping | Yes | Partial |
| Spreadsheet Import/Export | Yes | Yes |
| Platform | Web, iOS, Android | Web, iOS, Android |
| GDPR Compliant | Yes | Yes |
What Is RentalBux? What Is Landlord Vision?
What Is RentalBux?
All-in-One MTD Software for Landlords and Sole Traders
RentalBux is an all-in-one property management, accounting, and Making Tax Digital compliance platform built specifically for UK landlords, letting agents, and self-employed individuals. Designed with direct input from accountants who specialise in property and sole trader tax, RentalBux covers everything from tenancy management and rent collection to full bookkeeping with a pre-configured chart of accounts tailored to the property sector.
RentalBux is fully HMRC-recognised for Making Tax Digital for Income Tax across all three qualifying income categories: UK property income, foreign property income, and self-employment. This makes it one of the only landlord-specific MTD software platforms that can handle a landlord who also runs a sole trader business, all from a single subscription.
A major differentiator is RentalBux's pricing model: single-property landlords can use the platform completely free until March 2028, making it one of the most affordable HMRC-approved MTD software options for landlords entering the MTD regime.
What Is Landlord Vision ?
One Stop Property Management Software for Landlords
Landlord Vision is a UK-built, cloud-based property management platform designed for landlords of all portfolio sizes — from single buy-to-let properties to large-scale multi-portfolio operations, block management, social housing, and commercial property. Originally launched as a desktop-first product, Landlord Vision completed a full ground-up rebuild as a cloud platform in 2023, migrating its established user base to the new version. The company is based in Cheshire, is FCA registered (No. 918962), and has been operating since at least 2014.
The platform's greatest strengths are its operational depth and its comprehensive accounting engine. It includes income tax management, journal entries, a full reporting suite (balance sheet, trial balance, P&L, cash flow, capital gains, nominal ledger, and more), bank feeds via open banking (through Nordigen), receipt data extraction from scanned documents, mortgage and loan tracking, e-signatures, a tenant portal, block management tools, and an AI task assistant on the Enterprise plan. Unlimited users and phone support are included on all plans.
Strengths
- Free MTD software for single-property landlords until March 2028
- Handles sole trader + UK property + foreign property income in one platform
- Joint ownership with automatic profit-sharing split by ownership percentage
- Pre-built chart of accounts tailored for landlords and sole traders
- AI-powered expense auto-categorisation and OCR receipt capture
- Agent filing on behalf of landlords — ideal for accountants and letting agents
- Supports HMO properties with auto-created units
Strengths
- Full cloud rebuild (2023) — modern, web and mobile accessible
- Extensive property management depth — buy-to-let, HMO, block, social housing
- Comprehensive accounting reports: balance sheet, trial balance, capital gains, cash flow
- Unlimited users and unlimited phone and email support on all plans
- Mortgage and loan tracking built in
- E-signatures and tenant portal (Standard plan+)
- Strong Trustpilot rating — 4.7 stars from 340+ reviews
- 2-year price guarantee on all plans
- Block management and social housing support
- AI task assistant (Enterprise plan)
Limitations
- Newer to market compared to established platforms
- No yield or LTV investment analysis tools
- No MTD for VAT support yet
- Some advanced reporting features still in development
- Limited third-party app integrations
- No offline capability
- No tax liability forecasting feature currently
Limitations
- Direct MTD HMRC submissions listed as "coming soon" as of March 2026
- No sole trader income support for MTD
- No free plan — paid plans start from £19.97/month
- No agent filing on behalf of landlords
- No AI-powered expense auto-categorisation
- Entry-level plan (Starter) limited to 4 tenancies
- Per-tenancy pricing model can become costly at scale
- No free tier; costlier entry point than RentalBux
- Xero integration only available on Enterprise plan (£84.97/month)
- MTD direct submission timing uncertain at time of publication
Making Tax Digital Compliance
How RentalBux Handles MTD Compliance
RentalBux supports all three MTD qualifying income categories: sole trader income, UK property income, and foreign property income. This makes it suitable for landlords who also earn self-employment income, eliminating the need for separate software. Most accounts are pre-mapped to HMRC Self-Assessment boxes. RentalBux also supports agent filing, allowing accountants or letting agents to submit MTD returns on behalf of their landlord clients.
How Landlord Vision Handles MTD for Landlords
Landlord Vision is building toward full MTD compliance and lists MTD for Income Tax (ITSA) submissions on its pricing page as an included feature across all plans — however, as of March 2026, the platform's own pricing page notes this as "coming soon." Landlord Vision covers property income for MTD purposes. Its platform description states that it will allow direct HMRC submissions once the feature is ready. Landlord Vision does not support sole trader income under MTD. It does not offer agent filing, meaning accountants can access the platform as a user but cannot submit MTD updates on behalf of landlord clients.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| HMRC Recognised (MTD ITSA) | Yes | Yes |
| MTD Quarterly Updates | Yes | Coming soon |
| Final Declaration | Yes | Coming soon |
| Digital Record Keeping | Yes | Yes |
| Digital Links Compliant | Yes | Yes |
| Sole Trader Income | Yes | No |
| UK Property Income | Yes | Yes |
| Foreign Property Income | Yes | No |
| Multiple Income Streams | Yes | No (property only) |
| Agent Filing on Behalf | Yes | No |
RentalBux's MTD quarterly submissions are live and operational from April 2026. Landlord Vision's direct HMRC submission feature is still in development at the time of publication. RentalBux also covers sole trader income and supports agent filing — two capabilities absent from Landlord Vision's current MTD offering.
Property Management
RentalBux: Property Management
RentalBux provides comprehensive property portfolio management with tenant management, rent tracking, property expense allocation, and support for multiple properties. A standout feature is its joint ownership and profit-sharing capability: landlords can define ownership percentages once, and RentalBux automatically splits rental income and expenses. RentalBux also supports HMO properties, automatically creating individual units.
Landlord Vision: Extensive Multi-Use Property Management
Landlord Vision provides one of the most comprehensive property management feature sets among UK landlord platforms. This includes tenancy and rent management, compliance management with deadline alerts, mortgage and loan tracking, document management with e-signatures (Standard plan+), a tenant portal and service desk (Standard plan+), work order management (Premium plan+), mail merge and correspondence tracking (Premium plan+), block management tools, and an AI task assistant (Enterprise plan). The platform explicitly supports buy-to-let, HMO, student, social housing, housing association, local authority, and commercial property use cases. Key tracking and right-to-rent tracking are also included.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Property Portfolio Management | Yes | |
| Tenant Management | Yes | |
| Rent Tracking | Yes | Yes |
| Property Expense Allocation | Yes | Yes |
| Multiple Property Support | Yes | Yes |
| HMO Property Support | Yes (auto-creates units) | Yes |
| Joint Ownership/Profit Sharing | Yes (auto-split by %) | Yes |
| Maintenance Tracking | No | Yes |
| Tenant Screening | No | Yes |
| Compliance Document Alerts | Yes | Yes |
| Arrears Tracking | No | Yes |
| Property Portfolio Tracking | Yes | |
| Tenancy Management | Yes |
Landlord Vision wins for operational breadth; RentalBux wins for simplicity and joint ownership automation. Landlord Vision's property management feature set is exceptional in scope. For landlords managing block management, social housing, or large HMO portfolios with complex tenant communication workflows, it offers capabilities RentalBux does not. RentalBux wins on automated joint ownership profit-splitting and simplicity of setup.
Bookkeeping, Accounting & Digital Record Keeping
RentalBux: Structured Accounting
RentalBux includes a pre-built chart of accounts specifically designed for landlords and sole traders, covering rental income, mortgage interest, insurance, property repairs, professional services, utilities, and tenant deposits. All accounts are pre-mapped to HMRC Self-Assessment boxes. The platform supports cash basis accounting, bank reconciliation, and journal entries.
Landlord Vision: Full Accounting Engine Built for Property
Landlord Vision positions itself as a full property accounting engine comparable to Xero or QuickBooks, but built specifically for property management. It includes a chart of accounts, journal entries, double-entry bookkeeping, bank feeds via open banking (through Nordigen), income tax management, receipt data extraction from scanned documents, and a comprehensive reporting suite spanning balance sheet, profit & loss, trial balance, cash flow, nominal ledger, capital gains, aged payables, aged receivables, and more. Mortgage tracking is integrated directly into the accounting layer. VAT support is available on the Enterprise plan.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Cash Basis Accounting | Yes | Yes |
| Chart of Accounts (Pre-built, Landlord-Tailored) | Yes (pre-built + custom) | |
| Journal Entries | Yes | Yes |
| Bank Reconciliation | Yes | Yes |
| Automated Bank Feeds | Yes (Major UK banks) | Yes (Open Banking via Nordigen) |
| Open Banking Integration | Yes | Yes |
| Double-Entry Bookkeeping | Yes | Yes |
| HMRC Box Pre-Mapping | Yes | Partial |
| Xero Integration | No | |
| Spreadsheet Import/Export | Yes | Yes |
| Digital Record Storage | Yes | Yes |
| Chart of Accounts (Pre-built) | Yes |
Landlord Vision's accounting engine has greater report depth (capital gains, VAT, mortgage tracking, nominal ledger) and is well-suited to landlords running property like a business. RentalBux wins on HMRC box pre-mapping, auto-categorisation, and the sole trader income layer that Landlord Vision lacks. Neither platform is a weak performer on accounting.
Invoicing, Expense Tracking
RentalBux: Expense Management
RentalBux includes OCR receipt capture, structured expense tracking with landlord-specific categories, auto-categorisation, invoice creation with customisable branding, and payment tracking with reminders.
Landlord Vision: Full Invoice Suite with Receipt Extraction
Landlord Vision includes invoice creation and sending, automated email notifications, payment tracking, and receipt data extraction from scanned documents. The platform supports sending invoices and correspondence directly to tenants, with mail merge functionality on Premium and Enterprise plans. However, Landlord Vision does not list AI-powered auto-categorisation of expenses as a feature — categorisation requires user input.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Invoice Creation & Sending | Yes | Yes |
| Invoice Customisation/Branding | Yes | |
| Online Payment Collection | Yes | Yes |
| Payment Tracking/Reminders | Yes | Yes |
| Expense Tracking | Yes | Yes |
| Receipt Capture (OCR/Photo) | Yes | Yes |
| Expense Categorisation | Yes | Yes (manual) |
| Automated Transaction Matching | Yes | No |
| Mileage Tracking | No | Partial |
| AI Auto-Categorisation | Coming soon | Partial |
| Invoice Customisation /Branding | Yes |
RentalBux wins on automation; Landlord Vision on invoice workflow breadth. RentalBux's auto-categorisation reduces manual entry more aggressively. Landlord Vision's invoice and correspondence tools are more complete for landlords running formal billing and communication workflows.
Reporting & Tax Forecasting
RentalBux: Formal Accounting Reports
RentalBux produces structured financial reports including profit & loss statements, balance sheets, journal reports, ledger reports, and trial balances. Smart categorisation helps ensure accuracy.
Landlord Vision: Comprehensive Reporting Suite
Landlord Vision produces one of the most extensive reporting suites of any UK landlord platform: profit & loss, balance sheet, trial balance, cash flow, nominal ledger, income tax report, capital gains, statement of account, aged payables, aged receivables, target rents, occupancy overview, property occupancy, mortgage broker summary, and agent statements. This makes it genuinely comparable to full accounting software for reporting depth.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Profit & Loss Report | Yes (formal) | Yes |
| Balance Sheet | Yes | Yes |
| Trial Balance | Yes | Yes |
| Dashboard/Overview | Yes | Yes |
| Real-Time Financial Data | Yes | Yes |
| Cash Flow Reporting | No | Yes |
| Tax Estimate/Forecast | Yes | No |
| AI-Powered Features | Coming soon | No |
RentalBux wins for reporting breadth. Its reporting suite is exceptional — particularly its real time financial data, tax estimation and forecasting.
Collaboration & Mobile Apps
RentalBux's Collaborative Features
RentalBux enables agent filing, which gives accountants and letting agents the ability to submit directly on a landlord's behalf.
Landlord Vision: Tenancy Management, Collaboration & Mobile Access
Landlord Vision offers the most comprehensive tenancy management suite of any UK landlord software, with e-signatures, a tenant portal, service desk, right to rent tracking, mail merge, and work orders available across its upper plans.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Accountant/Advisor Portal | Yes | Yes |
| Multi-User Access | Yes | Yes |
| Agent Filing on Behalf | Yes | No |
| Bank Integration | Yes | Yes (Open Banking via Nordigen) |
| Platform | iOS, Android | iOS, Android |
| Web Browser Access | Yes | Yes |
| FCA Regulated | Yes | |
| GDPR Compliant | Yes | Yes |
| FCA Registered | Yes |
RentalBux wins on agent filing. Both platforms provide multi-user accountant access, but only RentalBux supports direct filing on behalf of landlords. For accountancy practices managing multiple landlord clients, or letting agents filing under MTD, this remains a critical operational distinction.
Ease of Use, Support & Security
RentalBux: Guided Workflows
RentalBux uses guided workflows, clear dashboards, and no accounting jargon. The platform offers phone support, email/chat support, and a help centre with guides and knowledge base articles.
Landlord Vision: Ease of Use, Customer Support & Security
Landlord Vision includes unlimited phone and email support on all plans, a free 20-minute onboarding call, a Learning Lounge knowledge base, and is well-regarded for the responsiveness and knowledge of its support team. Trustpilot reviewers consistently praise support quality, naming individual team members. The platform has a 4.7 Trustpilot rating from over 340 reviews. Landlord Vision acknowledges a learning curve for new users but notes the software can be kept simple or expanded as needed. It is FCA registered (No. 918962) and all data is held on cloud infrastructure.
| Feature | RentalBux | Landlord Vision |
|---|---|---|
| Phone Support | Yes | Yes |
| Chat Support | Yes | Yes |
| Email Support | Yes | Yes |
| Help Centre/Knowledge Base | Yes | Yes |
| FCA Regulated | Yes | Yes (No. 918962) |
| Enterprise-Grade Security | Yes | Yes |
RentalBux Features
Sole Trader Income Support for MTD
RentalBux is one of the few landlord-focused MTD software platforms that supports self-employment income alongside UK and foreign property income within a single account. Landlords who also run a trade, consultancy, or freelance business can manage all quarterly submissions from one dashboard. Landlord Studio covers property income only.
Custom Chart of Accounts for Landlords
A property-tailored chart of accounts covering rental income, mortgage interest, insurance, repairs, utilities, letting agent fees, and more — all pre-mapped to HMRC Self-Assessment boxes. No setup required; the system is ready to use from day one. Landlord Studio has no equivalent.
Agent Filing on Behalf of Landlords
Letting agents and accountants can submit MTD quarterly updates and the Final Declaration on behalf of landlord clients directly from the platform. Landlord Studio allows accountant access but does not support submission on the landlord's behalf.
Branded Invoice Creation
Invoice creation with customisable branding for service charges and commercial landlords. Not available in Landlord Studio.
AI-Powered OCR Receipt Capture with Auto-Categorisation (Coming soon)
RentalBux's AI will read uploaded receipts and categorise the expense automatically against the pre-built chart of accounts. Landlord Studio's Smart Scan extracts dates and amounts but does not include AI-driven expense categorisation.
Formal Accounting Reports
Balance sheet, trial balance, ledger reports, and journal reports. Landlord Studio does not produce these natively.
Free Plan Including MTD Submissions Until March 2028
RentalBux's free single-property plan includes MTD quarterly submissions. Landlord Studio's free GO plan covers property management for up to three units but requires a paid PRO plan (from £12/month) to access MTD submission functionality.
Unique Features Only Landlord Vision Offers
Capital Gains Reporting
Landlord Vision includes a dedicated capital gains report — essential for landlords who buy and sell properties and need to track disposals, acquisition costs, and allowable expenditure.
Mortgage and Loan Tracking
Landlord Vision tracks mortgages and loans alongside property income and expenses, including a mortgage broker summary report. This gives landlords a complete financial picture of their portfolio net of financing costs.
Block Management Tools
Landlord Vision supports block management, including service charge management and agent statements — making it suitable for landlords managing leasehold blocks or freehold estates.
E-Signatures and Legal Document Centre
Available from the Standard plan, e-signatures and a legal document centre allow landlords to manage tenancy agreements digitally within the platform.
Tenant Portal and Service Desk
Tenants can log maintenance requests and manage their tenancy through a dedicated portal (Standard plan+). This reduces friction between landlord and tenant and centralises communications.
Comprehensive Cash Flow and Capital Reporting
Cash flow reports, aged payables, aged receivables, occupancy overview, and capital gains — reports that go significantly beyond.
VAT Support
Landlord Vision's Enterprise plan includes VAT support for landlords who have opted to tax commercial properties.
2-Year Price Guarantee
All Landlord Vision plans include a 2-year price guarantee, protecting landlords from subscription increases during their plan period.
Who Should Choose RentalBux?
RentalBux is a strong fit if you:
Landlords with Mixed Income Streams
If you earn from both property and self-employment, RentalBux handles sole trader income alongside UK and foreign property income in a single MTD-compliant platform.
Joint Owners and Family Portfolios
The automated profit-sharing split is a standout feature. Define ownership percentages once and RentalBux calculates each owner's share automatically.
Budget-Conscious Landlords Entering MTD
Free MTD software for single-property landlords until March 2028, with no upfront commitment.
Landlords Who Want Proper Accounting Structure
Chart of accounts, journal entries, profit & loss, balance sheet, and trial balance give RentalBux a structured accounting foundation.
Accountants and Letting Agents
Agent filing on behalf, multi-user access, and spreadsheet import make RentalBux practical for professionals managing multiple landlord portfolios.
Commercial Landlords and HMO Owners
Invoice creation with branding for service charges, plus automatic HMO unit creation and tenant management.
Who Should Choose Landlord Vision?
Landlord Vision is the better MTD software choice for:
Landlords Managing Large or Complex Portfolios
Landlord Vision's per-tenancy model, comprehensive management tools, unlimited users, and deep reporting suite make it particularly well-suited for landlords managing 10 or more tenancies who need capital gains tracking, mortgage management, occupancy reports, and cash flow analysis in one place.
Block Managers and Leasehold Landlords
Landlord Vision's block management capability, agent statement tools, and service charge management make it the appropriate choice for landlords managing leasehold blocks or mixed-use developments.
Social Housing and Non-Standard Landlords
Landlord Vision explicitly supports social housing, housing associations, local authorities, and student lets.
Landlords Who Want the Most Comprehensive Reporting Suite
Capital gains, cash flow, aged payables and receivables, occupancy, and mortgage broker summaries are all available within Landlord Vision. For landlords who use their property accounts to manage financing decisions and portfolio performance, this reporting depth is a genuine advantage.
Landlords Looking for E-Signatures and Tenant Portals
Landlord Vision's Standard plan and above includes e-signatures for tenancy documents and a tenant service desk portal — useful for landlords who want to manage the full tenancy lifecycle digitally.