RentalBux vs GetGround
Which MTD Software Is Better for UK Landlords?
Overall Winner: RentalBux
RentalBux is the more complete MTD software for landlords and sole traders who own property personally or run a mixed-income business. It combines full Making Tax Digital compliance across UK property income, foreign property income, and self-employment income with comprehensive property management, AI-driven expense categorisation, joint ownership profit-splitting, and a free plan for single-property landlords until March 2028.
At-a-Glance MTD Software Comparison
Key differences between RentalBux and GetGround across MTD compliance, property management, bookkeeping, pricing, and landlord-specific features.
| Feature | RentalBux | GetGround |
|---|---|---|
| Software Type | Property/Landlord Platform | |
| Target Users | Landlords, Sole Traders, Letting Agents | |
| Income Sources Supported | Sole Trader + UK Property + Foreign Property | UK Property (personal ownership; Ltd Co not in MTD scope) |
| Free MTD Software Plan | Free until March 2028 (1 property) | Free (Basic plan, no time limit) |
| MTD Quarterly Updates to HMRC | Yes | Yes |
| Final Declaration | Yes | Yes |
| Bank Reconciliation | Yes | Yes (Open Banking / GetGround Financial Account) |
| Automated Bank Feeds | Yes | Yes |
| Invoice Creation | Yes | No |
| Receipt Capture (OCR) | Yes | No |
| Expense Auto-Categorisation | Coming soon | Yes |
| Property Portfolio Management | Yes | Yes |
| Tenant Management | Yes | Yes |
| Joint Ownership & Profit Sharing | Yes | Limited |
| Payroll | No | No |
| HMO Unit-Level Tracking | Yes | No |
| HMRC SA105 Box Pre-Mapping | Yes | No |
| Spreadsheet Import/Export | Yes | No |
| Platform | Web, iOS, Android | Web, iOS, Android |
| GDPR Compliant | Yes | Yes |
| Software Type | Property Platform | |
| Target Users | Landlords, Property Investors |
What Is RentalBux? What Is GetGround?
What Is RentalBux?
All-in-One MTD Software for Landlords and Sole Traders
RentalBux is an all-in-one property management, accounting, and Making Tax Digital compliance platform built specifically for UK landlords, letting agents, and self-employed individuals. Designed with direct input from accountants who specialise in property and sole trader tax, RentalBux covers everything from tenancy management and rent collection to full bookkeeping with a pre-configured chart of accounts tailored to the property sector.
RentalBux is fully HMRC-recognised for Making Tax Digital for Income Tax across all three qualifying income categories: UK property income, foreign property income, and self-employment. This makes it one of the only landlord-specific MTD software platforms that can handle a landlord who also runs a sole trader business, all from a single subscription.
A major differentiator is RentalBux's pricing model: single-property landlords can use the platform completely free until March 2028, making it one of the most affordable HMRC-approved MTD software options for landlords entering the MTD regime.
What Is GetGround?
All-In-One Property Investment Platform
GetGround is a UK-based property investment platform founded to make limited company (SPV) buy-to-let investing simpler and more accessible for landlords and investors. Launched in 2020 and backed by QED Investors, GetGround allows landlords to incorporate a UK Special Purpose Vehicle (SPV) online in approximately 30 minutes, through which they can purchase and hold buy-to-let properties and benefit from limited company tax treatment. Over 30,000 property investors trust the platform, with more than £2 billion of property managed through it.
GetGround has since expanded to welcome personally owned property landlords as well as limited company investors. Its HMRC-recognised MTD solution is included at no extra cost across all three subscription tiers (Basic, Core, and Complete). The platform uses open banking APIs and a dedicated GetGround Financial Account to automatically import, categorise, and reconcile property-related transactions. AI-assisted categorisation reduces manual data entry, and built-in investment analytics tools — including yield calculators, portfolio scenario analysis, and wealth projections — help investors make data-driven decisions.
Strengths
- Free MTD software for single-property landlords until March 2028
- Handles sole trader + UK property + foreign property income in one platform
- Joint ownership with automatic profit-sharing split by ownership percentage
- Pre-built chart of accounts tailored for landlords and sole traders
- AI-powered expense auto-categorisation and OCR receipt capture
- Agent filing on behalf of landlords — ideal for accountants and letting agents
- Supports HMO properties with auto-created units
Strengths
- HMRC-recognised MTD solution included free on Basic plan
- End-to-end platform: SPV incorporation, banking, accounting, tax, management
- AI-powered investment analytics, yield calculators, and scenario planning tools
- Dedicated GetGround Financial Account for clean income/expense tracking
- Mortgage brokerage, property sourcing, and tenant finding available
- 4.6 stars on Trustpilot (299+ reviews)
- Annual accounts and Companies House filings included (Core & above)
- Investment Pots — savings account earning variable return for landlords
Limitations
- Newer to market compared to established platforms
- No yield or LTV investment analysis tools
- No MTD for VAT support yet
- Some advanced reporting features still in development
- Limited third-party app integrations
- No offline capability
- No tax liability forecasting feature currently
Limitations
- Core accounting features (chart of accounts, journals) not available for personal landlords
- Primarily optimised for limited company landlords — limited company owners are outside MTD ITSA scope
- No sole trader income support
- No agent filing on behalf of landlords
- Core subscription from £48/month (inc. VAT) — significantly more expensive than RentalBux for MTD-only needs
- No OCR receipt scanning or AI receipt capture
- Property management (tenant finding, insurance) only on Complete plan from £198/month
- Some user reviews flag communication delays and overselling of ancillary services
Making Tax Digital Compliance
How RentalBux Handles MTD Compliance
RentalBux supports all three MTD qualifying income categories: sole trader income, UK property income, and foreign property income. This makes it suitable for landlords who also earn self-employment income, eliminating the need for separate software. Most accounts are pre-mapped to HMRC Self-Assessment boxes. RentalBux also supports agent filing, allowing accountants or letting agents to submit MTD returns on behalf of their landlord clients.
How GetGround Handles MTD
GetGround's HMRC-recognised MTD solution is included free on its Basic plan. For personally owned property, the platform captures income and expenses digitally via open banking or its Financial Account, guides users through quarterly submission flows with built-in deadlines and reminders, and maintains a complete audit trail linked to every submission. Transactions are automatically categorised with AI assistance. However, GetGround does not support sole trader income within its MTD workflow, and does not offer agent filing — submissions must be made by the landlord or their accountant directly through the platform.
| Feature | RentalBux | GetGround |
|---|---|---|
| HMRC Recognised (MTD ITSA) | Yes | |
| MTD Quarterly Updates | Yes | Yes |
| Final Declaration | Yes | |
| Digital Record Keeping | Yes | |
| Digital Links Compliant | Yes | |
| Sole Trader Income | Yes | |
| UK Property Income | Yes | |
| Foreign Property Income | Yes | |
| Multiple Income Streams | Yes | |
| Agent Filing on Behalf | Yes | No |
| HMRC Recognised (MTD ITSA) | Yes | |
| Final Declaration | Yes | |
| Digital Record Keeping | Yes | |
| Digital Links Compliant | Yes | |
| Sole Trader Income | No | |
| UK Property Income | Yes | |
| Foreign Property Income | No | |
| Multiple Income Streams | No |
Winner: RentalBux — Broader income type coverage including sole trader income, plus agent filing capability, gives RentalBux a decisive MTD compliance advantage for landlords with mixed income or those working with accountants.
Property Management
RentalBux: Property Management
RentalBux provides comprehensive property portfolio management with tenant management, rent tracking, property expense allocation, and support for multiple properties. A standout feature is its joint ownership and profit-sharing capability: landlords can define ownership percentages once, and RentalBux automatically splits rental income and expenses. RentalBux also supports HMO properties, automatically creating individual units.
GetGround's Property Management
GetGround provides property portfolio management, banking integration, and AI-powered investment analytics. Where GetGround excels is in its end-to-end investment services: property sourcing, SPV incorporation, mortgage brokerage, tenant finding, property management, and landlord insurance are all available through the platform depending on the plan selected. AI-powered insights include yield calculators, cashflow projections, wealth modelling tools, and scenario analysis — helping investors make informed decisions about acquisitions, disposals, and financing. Tenant management is available but restricted to the Complete plan (from £198/month inc. VAT).
| Feature | RentalBux | GetGround |
|---|---|---|
| Property Portfolio Management | Yes | |
| Tenant Management | Yes | |
| Rent Tracking | Yes | |
| Property Expense Allocation | Yes | |
| Multiple Property Support | Yes | |
| HMO Property Support | Yes (auto-creates units) | |
| Joint Ownership/Profit Sharing | Yes (auto-split by %) | |
| Maintenance Tracking | No | No |
| Tenant Screening | No | No |
| Compliance Document Alerts | Yes | No |
| Arrears Tracking | No | No |
| Property Portfolio Management | Yes | |
| Tenant Management | No | |
| Rent Tracking | Yes | |
| Property Expense Allocation | Yes | |
| Multiple Property Support | Yes | |
| Joint Ownership / Profit Sharing | No |
Winner: Tie — depends on priorities. RentalBux wins on joint ownership automation, HMO setup, and MTD accounting depth for personally owned portfolios. GetGround wins on investment lifecycle services and analytics. Choose based on whether you prioritise MTD compliance and ownership accounting or end-to-end investment management.
Bookkeeping, Accounting & Digital Record Keeping
RentalBux: Structured Accounting
RentalBux includes a pre-built chart of accounts specifically designed for landlords and sole traders, covering rental income, mortgage interest, insurance, property repairs, professional services, utilities, and tenant deposits. All accounts are pre-mapped to HMRC Self-Assessment boxes. The platform supports cash basis accounting, bank reconciliation, and journal entries.
GetGround's Bookkeeping & Accounting
GetGround does not offer bookkeeping features. There is no double-entry bookkeeping, no chart of accounts, no journal entries, and no bank reconciliation. The platform does support automated bank feeds, which provides a mechanism for transactions to be captured digitally, but without the bookkeeping infrastructure around it, that data is not processed into a full accounting picture. This means GetGround users have fewer tools to validate the accuracy of their income and expense data before it flows into MTD submissions.
| Feature | RentalBux | GetGround |
|---|---|---|
| Cash Basis Accounting | Yes | |
| Chart of Accounts (Pre-built, Landlord-Tailored) | Yes (pre-built + custom) | |
| Journal Entries | Yes | |
| Bank Reconciliation | Yes | |
| Automated Bank Feeds | Yes (Major UK banks) | |
| Open Banking Integration | Yes | |
| Double-Entry Bookkeeping | Yes | No |
| HMRC Box Pre-Mapping | Yes | No |
| Xero Integration | No | No |
| Spreadsheet Import/Export | Yes | No |
| Digital Record Storage | Yes | Yes |
| Cash Basis Accounting | No | |
| Chart of Accounts | No | |
| Journal Entries | No | |
| Bank Reconciliation | No | |
| Automated Bank Feeds | Yes | |
| Open Banking Integration | No |
Winner: RentalBux for personal landlord accounting. The pre-built chart of accounts, journal entries, and double-entry bookkeeping give RentalBux proper accounting structure essential for landlords who want clean, audit-ready records under MTD. GetGround leads on limited company annual accounts and Companies House administration — a different and broader service outside MTD scope.
Invoicing, Expense Tracking
RentalBux: Expense Management
RentalBux includes OCR receipt capture, structured expense tracking with landlord-specific categories, auto-categorisation, invoice creation with customisable branding, and payment tracking with reminders.
GetGround's Expense Management & AI
GetGround does not offer expense tracking, receipt capture, or AI-powered categorisation. The platform supports property expense allocation at the portfolio level, but there is no mechanism for capturing individual expense transactions, photographing receipts, or automating the categorisation process. For landlords who want to manage detailed expense records within their MTD platform, this is a significant gap.
| Feature | RentalBux | GetGround |
|---|---|---|
| Invoice Creation & Sending | Yes | No |
| Invoice Customisation/Branding | Yes | No |
| Online Payment Collection | Yes | Yes |
| Payment Tracking/Reminders | Yes | Yes |
| Expense Tracking | Yes | Yes |
| Receipt Capture (OCR/Photo) | Yes | Receipt upload only |
| Expense Categorisation | Yes | Receipt upload only |
| Automated Transaction Matching | Yes | Yes |
| Mileage Tracking | No | No |
| AI Auto-Categorisation | Coming soon | Yes |
Winner: RentalBux — AI-powered OCR receipt capture, automatic expense categorisation, and branded invoicing give RentalBux the edge for landlords who want to maximise allowable deductions under MTD.
Reporting & Tax Forecasting
RentalBux: Formal Accounting Reports
RentalBux produces structured financial reports including profit & loss statements, balance sheets, journal reports, ledger reports, and trial balances. Smart categorisation helps ensure accuracy.
GetGround's Reporting
GetGround's insights dashboard delivers AI-powered investment analytics including yield calculators, cashflow analysis, wealth projections, and scenario planning tools — combining the landlord's own portfolio data with government and market data. For limited company landlords on the Core plan, annual accounts are prepared and filed by GetGround's accountants. For personally owned property, reporting is lighter, focused on income and expense tracking for MTD purposes rather than formal accounting statements.
| Feature | RentalBux | GetGround |
|---|---|---|
| Profit & Loss Report | Yes (formal) | Yes |
| Balance Sheet | Yes | Yes (Ltd Co, Core plan) |
| Trial Balance | Yes | Yes (Ltd Co, Core plan) |
| Dashboard/Overview | Yes | Yes |
| Real-Time Financial Data | Yes | Yes |
| Cash Flow Reporting | No | Yes |
| Tax Estimate/Forecast | Yes | Limited |
| AI-Powered Features | Coming soon | Yes |
Winner: Tie — RentalBux leads on formal accounting reports (P&L, balance sheet, trial balance) for personal landlords. GetGround leads on investment analytics (yields, scenario planning, wealth projections). Choose based on whether you need accounting statements or portfolio performance data.
Collaboration & Mobile Apps
RentalBux's Collaborative Features
RentalBux enables agent filing, which gives accountants and letting agents the ability to submit directly on a landlord's behalf.
GetGround's Collaboration Features
GetGround does not offer an accountant portal, multi-user access, or agent filing capability. For landlords who self-manage their tax affairs and are comfortable filing independently, this is less of an issue. For those who work with an accountant — particularly as MTD mandation approaches — the absence of an accountant portal creates a workflow challenge that may require workarounds.
| Feature | RentalBux | GetGround |
|---|---|---|
| Accountant/Advisor Portal | Yes | |
| Multi-User Access | Yes | |
| Agent Filing on Behalf | Yes | |
| Bank Integration | Yes | Yes |
| Platform | iOS, Android | iOS, Android |
| Web Browser Access | Yes | Yes |
| FCA Regulated | Yes | Yes |
| GDPR Compliant | Yes | Yes |
| Accountant / Advisor Portal | Yes | |
| Multi-User Access | Yes | |
| Agent Filing on Behalf | No |
Winner: RentalBux — Agent filing on behalf makes RentalBux significantly more flexible for accountants, letting agents, and teams managing landlord portfolios under MTD.
Ease of Use, Support & Security
RentalBux: Guided Workflows
RentalBux uses guided workflows, clear dashboards, and no accounting jargon. The platform offers phone support, email/chat support, and a help centre with guides and knowledge base articles.
GetGround's Focused Functionality
GetGround is web-only, which limits accessibility for landlords who prefer managing their portfolio from a smartphone. The platform's narrower scope (property tracking + MTD compliance) means a simpler learning curve for users who only need those capabilities. The absence of expense management and bookkeeping tools means less
| Feature | RentalBux | GetGround |
|---|---|---|
| Phone Support | Yes | |
| Chat Support | Yes | |
| Email Support | Yes | Yes |
| Help Centre/Knowledge Base | Yes | Yes |
| FCA Regulated | Yes | Yes |
| Enterprise-Grade Security | Yes | Yes |
| Phone Support | Yes | |
| Chat Support | Yes |
RentalBux Features
Sole Trader Income Support for MTD
RentalBux is one of the few landlord-focused MTD software platforms that supports self-employment income alongside UK and foreign property income within a single account. Landlords who also run a trade, consultancy, or freelance business can manage all quarterly submissions from one dashboard. Landlord Studio covers property income only.
Custom Chart of Accounts for Landlords
A property-tailored chart of accounts covering rental income, mortgage interest, insurance, repairs, utilities, letting agent fees, and more — all pre-mapped to HMRC Self-Assessment boxes. No setup required; the system is ready to use from day one. Landlord Studio has no equivalent.
Agent Filing on Behalf of Landlords
Letting agents and accountants can submit MTD quarterly updates and the Final Declaration on behalf of landlord clients directly from the platform. Landlord Studio allows accountant access but does not support submission on the landlord's behalf.
Branded Invoice Creation
Invoice creation with customisable branding for service charges and commercial landlords. Not available in Landlord Studio.
AI-Powered OCR Receipt Capture with Auto-Categorisation (Coming soon)
RentalBux's AI will read uploaded receipts and categorise the expense automatically against the pre-built chart of accounts. Landlord Studio's Smart Scan extracts dates and amounts but does not include AI-driven expense categorisation.
Formal Accounting Reports
Balance sheet, trial balance, ledger reports, and journal reports. Landlord Studio does not produce these natively.
Free Plan Including MTD Submissions Until March 2028
RentalBux's free single-property plan includes MTD quarterly submissions. Landlord Studio's free GO plan covers property management for up to three units but requires a paid PRO plan (from £12/month) to access MTD submission functionality.
Unique GetGround's Features
Limited Company (SPV) Incorporation
GetGround can incorporate a UK Special Purpose Vehicle for property investment entirely online in approximately 30 minutes — its defining capability and most popular service among buy-to-let investors seeking tax-efficient company structures.
Annual Accounts Preparation & Companies House Filings
For limited company landlords on the Core plan, GetGround's accountants prepare and file annual accounts and handle all Companies House filings automatically, removing a significant administrative burden and replacing the need for a separate accountant.
End-to-End Investment Lifecycle Services
Property sourcing, mortgage brokerage, tenant finding, property management, and landlord insurance are available through the platform — making GetGround a genuine one-stop-shop for buy-to-let investors building a portfolio from scratch.
GetGround Financial Account
A dedicated current account purpose-built for landlords, integrated directly with the platform's bookkeeping and MTD tools. Rental income and property expenses flow through a single account, simplifying reconciliation and creating a clean audit trail.
Investment Pots
A savings feature offering a variable annualised return on funds held within the GetGround platform — designed for landlords to earn a return on retained rental income or funds set aside for upcoming expenses.
AI-Powered Investment Analytics & Scenario Planning
Yield calculators, cashflow projections, wealth modelling, and scenario analysis using the landlord's own portfolio data combined with government and market data — helping investors make informed decisions about acquisitions, disposals, and financing.
Who Should Choose RentalBux?
RentalBux is a strong fit if you:
Landlords with Mixed Income Streams
If you earn from both property and self-employment, RentalBux handles sole trader income alongside UK and foreign property income in a single MTD-compliant platform.
Joint Owners and Family Portfolios
The automated profit-sharing split is a standout feature. Define ownership percentages once and RentalBux calculates each owner's share automatically.
Budget-Conscious Landlords Entering MTD
Free MTD software for single-property landlords until March 2028, with no upfront commitment.
Landlords Who Want Proper Accounting Structure
Chart of accounts, journal entries, profit & loss, balance sheet, and trial balance give RentalBux a structured accounting foundation.
Accountants and Letting Agents
Agent filing on behalf, multi-user access, and spreadsheet import make RentalBux practical for professionals managing multiple landlord portfolios.
Commercial Landlords and HMO Owners
Invoice creation with branding for service charges, plus automatic HMO unit creation and tenant management.
Who should choose GetGround?
GetGround is the better choice for:
Landlords Who Want to Invest Through a Limited Company (SPV)
If you want to hold buy-to-let properties through a tax-efficient company structure, GetGround's end-to-end SPV setup, administration, and accounting services are market-leading. Note that limited company landlords are currently outside the scope of MTD ITSA.
New Property Investors Building a Portfolio from Scratch
The combination of property sourcing, SPV incorporation, mortgage brokerage, and tenant finding in a single platform makes GetGround the most comprehensive starting point for investors entering the buy-to-let market.
Landlords Who Want Full Administration Off Their Plate
Annual accounts, Companies House filings, and Self-Assessment filings are handled automatically on the Core plan — ideal for landlords who want a managed service rather than DIY bookkeeping.
Data-Driven Property Investors Focused on Returns
AI-powered yield calculators, scenario planning, cashflow analysis, and wealth projection tools are unmatched among landlord platforms. If portfolio performance data drives your investment decisions, GetGround provides depth that RentalBux does not.
Internationally Based Landlords
GetGround has established experience with landlords based overseas managing UK property investments, offering remote company setup and management with a dedicated support team.